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Visa Platinum Preferred Starter

Available to members who are permanently employed, the APG Federal Credit Union Visa® Platinum Preferred Starter Credit Card is a great option for those just starting to build credit history. With a low rate and all of the benefits Visa® has to offer, you'll be able to reach your goals with the APG Federal Credit Union Visa® Platinum Preferred Starter Credit Card.

When you're ready for your first credit card, we're here to help.

Visa Platinum Preferred Collection

Product Features:

Added Benefits:

  • Worldwide acceptance
  • Make purchases with the flexibility to pay over time
  • When you repay, you can re-use your available credit
  • Use your card as Overdraft Protection for your checking account
  • Access your account anytime through Online or Mobile Banking

Rewards Benefits:

  • 1,000 free Welcome points at sign up
  • 1,500 free Thank You points at first purchase
  • Earn one point for every dollar you spend on purchases
  • No limit to the number of points you can earn


You may also apply for an APGFCU Visa Credit Card within Online Banking. Just log into your account and click "Apply for a Loan" under "Services." The loan application page will open in a new window and your personal information is pre-filled. Select the loan amount and terms, review the information and submit.

For personalized service:



*3% of the amount of each balance transfer transaction will be assessed to your account upon posting for all balance transfer requests submitted within the first 90 calendar days of account opening at the 0% introductory APR. Offer subject to change.

**0% introductory APR for 15 months from the date of account opening for Cash Back, Platinum Preferred, Platinum Preferred Rewards and Platinum Preferred Student/Starter Visa cards. After that, your APR will be 9.74% to 17.99% based on product type and your creditworthiness at the time you opened your account. This APR will vary with the market based on the Prime Rate.

Membership eligibility applies. Subject to credit approval. Your APR is based on your credit worthiness and not all applicants will qualify for the lowest rate.