Vehicle Loans

Looking to buy a new or used vehicle, or refinance an existing vehicle loan? We can help. Whether you're buying from a dealership or a private party, you can apply now for your APGFCU vehicle loan.

Auto Loans

Low Rate Auto Loans

Check Mark LOW competitive rates

Check Mark NO down payment needed

Check Mark NO early payoff penalty

Check Mark SET loan term with fixed monthly payments

Check Mark NO refinance fee

For personalized service:

*The rate stated above is available on approved credit with automated payments only and subject to change at any time. Rates based on creditworthiness, so your rate may differ. Not all applicants will qualify for the lowest rate.

Auto Rates

Auto, Truck, Van Rates as low as2
Automated Payments1 Over The Counter (OTC) Payments
New Used New Used
1 - 36 months 1.99% 2.29% 2.24% 2.54%
37 - 51 months 2.24% 2.34% 2.49% 2.59%
52 - 63 months 2.64% 2.89% 2.89% 3.14%
64 - 75 months 3.24% 3.34%3 3.49% 3.59%3
76 - 84 months4 4.15% 4.29%3 4.40% 4.54%3

Effective March 06, 2018 - All rates subject to change without notice
Rates expressed as Annual Percentage Rate (APR)

1 Automated Payments: To qualify for the automated payments interest rate, you MUST have a direct deposit, payroll deduction, or an Automated Clearing House deposit to APGFCU that is used to repay your loan.

2 The rates stated above available on approved credit. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

3 Used Car terms are listed as follows:

  • Used vehicles 2015 to 2011 maximum term 75 months.
  • Used vehicles 2010 or older limited to 63 month term.

4 For cars $20,000 and above