Auto Loans

Looking to buy a new or used vehicle or refinance an existing vehicle loan? We can help. Whether you're buying from a dealership or a private party, you can apply now for your APGFCU vehicle loan.

    Low-Rate Auto Loans:
  • LOW competitive rates
  • NO down payment needed
  • NO early payoff penalty
  • SET loan term with fixed monthly payments
  • NO refinance fee

Have questions? See our FAQs, call Member Service Center at 410-272-4000 or login to online banking.

Auto

The rate stated above is available on approved credit. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Auto Loan Rates1

Effective October 17, 20172

1-36 Months

1.99%

New

2.34%

Used

37-51 Months

1.99%

New

2.39%

Used

52-63 Months

2.84%

New

3.09%

Used

64-75 Months

3.44%

New

3.54%

Used

76-84 Months

4.35%

New

4.49%

Used

View all rates
Rates expressed as APR

AutoSmart

Looking to buy a new or used vehicle or refinance an existing vehicle loan? We can help. Whether you're buying from a dealership or a private party, you can apply now for your APGFCU vehicle loan.

Dealer Direct

We partner with over 90 dealerships in Maryland and Delaware to offer you credit union financing on new and pre-owned vehicles, motorcycles and RVs — right in the dealer showroom. It’s simple for you and the dealer.

Get started in 5 easy steps:

  • Decide on the make and model of the vehicle you want.
  • Visit a participating dealership and identify yourself as an APGFCU member.
  • Negotiate the price. Don’t forget to take advantage of any available rebates or discounts.
  • Apply for a low-rate credit union auto loan right at the dealership. Insist on using APGFCU.
  • Once you’re approved, the dealer will complete the paperwork and send it to us for funding. You drive away that day in your new vehicle.

We also offer...

Travelers
APGFCU members can save on auto and home insurance through Travelers.


Find out more about

Guaranteed Asset Protection:
GAP is loan/lease deficiency protection designed to cover the deficiency balance on your loan in the event of a total loss.

Get More Info!

 

We will contact you within 24 hours, Monday – Friday. You can also contact us at 410-272-4000.
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