Step Up Savings Certificate

It's good to have the peace of mind to keep your money secure, but working hard for you. An APGFCU step up savings certificate is the best way to earn the most when rates increase.

Simply choose a term of 25 or 45 months and during that term, you'll have an opportunity to "step up" to a higher rate if the current rates are more appealing.

    Product Features:
  • Minimum deposit $100
  • Choose from two terms, 25 or 45 months
  • Competitive, fixed rates, based on the term of the certificate
  • Dividends accrue on a quarterly basis and are reinvested in the account
    When deciding to step up to a higher rate:
  • the term remains the same
  • a new rate will be in effect from date of change forward to end of term
  • no additional deposits will be permitted
    To open your step up savings certificate:
  • Call 410-272-4000.
  • Come in to any branch.
  • Not a member? Join today.