*The promotional Annual Percentage Yield (APY) listed is effective as of 10/30/18 and is subject to change at any time, without notice. To receive the promotional rate, funds for this certificate must come from money not already on deposit with APGFCU, otherwise different rates will apply. Fees may reduce earnings. Minimum deposit $100. Penalty for early withdrawal. Other terms are available. Other restrictions may apply. Membership eligibility applies.

Savings Certificate

Make your money work harder for you. If you don't need immediate access to your savings, and are looking for a safe and secure way to grow your money over time, lock in our top rates with a Savings Certificate share account. The longer the term, the higher the rate.

    Special Offers:
  • With a Super or Jumbo Certificate, higher balances and terms are rewarded with even higher rates.
  • With Member Rewards, Gold and Silver level members are eligible for higher rates with a term of 48 months and longer. Does not include Super Certificates.
    Product Features:
  • Minimum deposit $100 ($25,000 for Super Certificate; $50,000 for Jumbo Certificate)
  • A variety of terms, starting at 6 months (24 months for Super Certificate; 3 months for Jumbo Certificate)
  • Competitive, fixed rates, based on the term of the certificate
  • Dividends accrue on a quarterly basis and are reinvested in the account
    To open your savings certificate:
  • Call 410-272-4000.
  • Come in to any branch.
  • Not a member? Join today.