MyTimes is all about helping you live the life you want. This package includes products and services designed to save you money.

Membership is free and you're automatically enrolled if you're over 50.

    Plus, for our members 65 and over:
  • Free basic style checks (1 box per year)
  • Free out-of-network ATM withdrawals and balance inquiries
  • 12-Month Certificate: Earn a higher dividend rate exclusive to MyTimes Plus members.
  • Travel Loan: Get more for less with a 1% loan rate discount.
  • Required Minimum Distribution (RMD) Certificate: Need to withdraw money from your Traditional APGFCU IRA? Reinvest the funds into an RMD Certificate so you can continue to grow your savings. You’ll get the same rate and maturity date as the original IRA.
  • No penalty for one certificate withdrawal per membership after the first six days of opening the certificate.*
    For complete details on our MyTimes and MyTimes Plus programs:
  • Call 410-272-4000.
  • Come in to any branch.
  • Not a member? Join today.

* If funds are withdrawn within the first six days of opening the certificate, the penalty will be at least seven days of simple interest to be paid on the amount withdrawn. Additional withdrawals are subject to a penalty to be paid on the amount withdrawn.