Furlough Assistance Options

APG Federal Credit Union understands the financial impact a furlough from a government job can have on an individual and family. 

If needed, we are ready to assist with options such as: 
  • Furlough Loan – Low fixed rate, expedited approval process, and the option to defer payments for 90 days
  • Fee waivers for Skip-a-Pay requests on qualified loans 
  • Modified or extended payments on loans, credit cards or lines of credit
  • Refunds of late fees and non-sufficient funds (NSF) fees upon request, where applicable 
  • Penalty-free certificate withdrawals
  • Reduced rates on share secured loans 
  • Expedited credit decisions for line increases on APGFCU credit cards and new requests for personal loans and credit cards.

Additional Options
APGFCU also offers home improvement and home equity loans, as well as home equity lines of credit and mortgage refinances. Click here to learn more about our home equity and mortgage services. 
 
We offer free, one-on-one financial counseling, debt management services and financial education tools through our partnership GreenPath Financial Wellness. Click here to learn more.
 
Again, if the times comes, we’ll be here to help you. For information on our furlough assistance options, stop by any branch or call our Member Service Center at 410-272-4000 or 1-800-225-2555.