Educator Rewards

We place a special value on our relationships with teachers. That's why we created Educator Rewards; an exclusive program designed to help classroom teachers save money through specialized products, discounts, preferred rates and reduced fees.

Scholarship Sweepstakes and Information:

If you are enrolled in Educator Rewards, you will automatically be entered to win the $1,000 sweepstakes. Alternate entries are due by December 7. Please see the rules for submitting alternate entries. Sweepstakes drawing will be held on December 12. Click here for rules.

    For complete details on Educator Rewards:
  • Call 410-272-4000
  • Come in to any branch

Educator Rewards Benefits Include:

Educator Rewards Logo

Free out-of-network ATM transactions

You’ll have the added convenience of free out-of-network transactions at any ATM. You’ll save time and money by not having to hunt for an ATM.

You may incur fees from the ATM provider.

Grow your money with summer savings

Reduce the stress of summer expenses. APGFCU will help you set aside money throughout the school year and we’ll pay you more to do it. You determine the amount to be deducted from each paycheck during the school year. That money will be automatically transferred to your Summer Savings Account. And you have access to that money anytime you need it.

For educators only. Requires a checking account with direct deposit. The Annual Percentage Yield (APY) on your Summer Savings is 1.00% higher than the regular share rate. Balances higher than $10,000 will earn regular share rate.

Lower your payments with an auto loan discount

Reduction on auto rate for purchases on new or used vehicle. Whether you’re looking to buy a new or used car, APGFCU offers an auto loan discount of 0.75% off regular rates. Direct deposit and automatic payment required.

Skip-a-Pay auto loan payment

APGFCU can help you stretch your budget by deferring one auto loan payment per calendar year. It’s simple, you choose the month you want to skip. And, if your loans are paid through payroll deduction, the payment stays in your account, making it available when you need it.

Acceptance of this offer will extend the term of your loan. Finance charges will continue to accrue on your loan. Following the skipped month, your payment will resume as usual. Skipping a payment may affect the amount of Gap Coverage claims. Some restrictions apply, visit branch for complete details.

Classroom Supply VISA® Credit Card

Teachers often pay for classroom supplies right from their own pockets. To help teachers reduce classroom supply expenses, APGFCU is proud to offer the Classroom Supply Visa® Credit Card with a great, low rate. This card is an easy and convenient way to keep track of classroom expenses without impacting your personal budget. You'll get the same great benefits of an APGFCU Visa Platinum Card with a $1,000 credit limit, and a low variable rate, equal to the Prime Rate.