It's always important to be aware of potential scams. Con artists work hard to get their hands on your personal and financial information. Many consumers use their mobile devices and computers to conduct their shopping. Mobile device scams are a top threat based on the increase in mobile malware and malicious apps. You should be aware of all potential threats in order to safeguard your personal information.
For your protection, follow these shopping tips.
- Watch for mobile malware.
- Be cautious when looking for free mobile apps. This may be an attempt to steal your personal information.
- Watch for malicious screensavers, ring tones and e-cards.
- Watch for purchase offers of fake anti-virus software. This scam may trick you into purchasing the software.
- Secure your computer. At a minimum, have anti-virus, anti-spyware and a firewall.
- Remember to turn off your computer when you’re done shopping.
- Watch for social media scams – phony Facebook, Twitter sites or other online promotions and contests.
- Beware of scammers advertising popular items.
- Check out the seller of items. Research before you buy.
- Don’t fall for the mystery shopping scam asking you to shop for a certain amount of money.
- Online coupon scams may ask for your personal or financial information using email.
- Don't fall for phishing scams through emails, text messages or phone calls asking for personal or financial information.
- Monitor credit, debit and account numbers used while shopping to help identify any unauthorized usage.
- Survey the parking lot surroundings to ensure the area is well lit. Make sure you have your car keys in your hands before entering the parking lot.
If an offer or item sounds too good to be true, it’s probably a scam. Report possible fraud to APG Federal Credit Union, call 410-272-4000 or 1-800-225-2555.