Lessons and Seminars

    We provide ongoing support in financial education to a number of organizations at all levels of learning:
  • Elementary school
  • Middle school
  • High school
  • Adult

To take advantage of these programs and materials, call us at 410-893-7359.

View our educational partnerships

Elementary School

At the elementary school level, students are introduced to money and saving in a fun, interactive way. Each one-hour session covers a variety of topics with each lesson laying the foundation for future lessons. Session activities reinforce reading, writing, math and teamwork skills. The sessions are available to all students Pre-K through 5th grade.

    Lesson fun facts include:
  • Money identification, including value and face recognition
  • Sorting and counting money
  • Saving, spending and sharing
  • Introduction to saving and earning dividends
  • Money security features
  • Earning money
  • Budgeting
  • Check writing and endorsing

Middle School

Middle school lessons review elementary concepts but explore them in much greater detail. Student at this age are starting to earn and acquire money on a more regular basis and lessons emphasize making wise money management decisions. Interactive lessons reinforce reading, writing, math and teamwork skills.

    Session topics include:
  • Earning money
  • Creating a plan for savings and spending (a.k.a "a budget")
  • Understanding various long- and short-term savings products
  • Understanding the power of saving and compound interest
  • Checking account lesson including a statement balancing activity
  • Understanding ATM, Debit and Check Cards and Online Banking
  • Credit: Understanding the power and responsibility
  • Making wise consumer choices
  • Careers and their financial impact on your future

High School

At the high school level, we are preparing students for their futures in college, the work force and as independent, financially responsible, young adults. Each one-hour lesson will go into greater detail as we explore and teach necessary financial life skills.

    Topics include:
  • Savings; benefits, types of accounts, short- and long-term savings goals
  • Checking; traditional and electronic account management
  • Budgeting; setting and achieving your financial goals
  • Credit; understanding the different types of credit, understanding your credit report, establishing and maintaining good credit
  • Understanding insurances; types and why you need them
  • Careers; resources for finding jobs, application, resume and interviewing skills, understand what employers expect of their employees
  • Planning for and affording college/higher education; education plays a vital role in your future earning potential


Adults will benefit from our education and financial seminars, which cover a variety of financial topics we will encounter throughout our lives. The seminars are free and open to everyone.

    Topics include:
  • Credit unions- here to serve you
  • Financial account management; savings and checking
  • Online Banking & financial convenience service use
  • Budgeting
  • Managing your credit wisely
  • Buying a home
  • Identity theft
  • Retirement planning
  • Affording college
  • Selling a home
  • Home maintenance, repairs & insurance
  • Avoiding bankruptcy
  • Career development
  • Effective tax management
  • Understanding your credit report & score
  • Planning for & starting your own small business
  • Women's finance
  • Understanding long term care insurance
  • Asset preservation, allocation in later years