APGFCU will NEVER contact you to request confidential information such as full SSN, card numbers, PINs, codes or login passwords. If you receive such a request, please contact us directly at our published number.
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Whether you're starting out or starting over, we offer loans to help build your credit history.
Sometimes, financial hardships and credit obstacles make it challenging to meet obligations. Unforeseen events such as job loss, divorce or an illness can result in unexpected bills or late or missed payments. At APGFCU, we understand that life challenges happen, and we want to help you get back on track.
Our Credit Builder program is designed to help members like you who have had credit obstacles but who demonstrate a commitment to repay their loans on time. Our goal is to help every member achieve financial success and the Credit Builder program is one way APGFCU does that.
If you’re having difficulty securing financing, the APGFCU Credit Builder Program may be right for you. The Credit Builder program offers secured and unsecured loans with reasonable interest rates and manageable repayment periods. We’ll work with you to put you in the right loan and get you back on track. Plus, if you pay as agreed for one year, we’ll even lower your interest rate – automatically.
If you are ready to take control of your credit, contact us at CreditBuilder@APGFCU.com.
Membership eligibility requirements apply. Loan approval based on creditworthiness.
Share secured loans are the easiest and most economical way to help build your credit history.
Covering big or everyday expenses while maintaining a solid savings and credit score can be challenging, especially if you are just starting to establish a credit history. We understand and have the loan option for U!
Our Share Secured Loan offers the ability to use the money you already have in your Share Savings or Money Market account as collateral to fulfill your short-term borrowing needs and improve credit. Simply choose a loan amount to borrow against your existing account to consolidate debt, finance repairs and more.
Leverage your shared ownership with APGFCU and let your savings work for U!
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Apply for a Shared Secured Loan
An education is one of the best investments you can make for yourself or for your children. Turn your educational goals into a reality with the help an APG Federal Credit Union education loan.
Our Education Loan can be used for private primary or secondary school or for college or vocational education beyond the 12th grade. In addition, the loan proceeds can be used to pay for tuition, fees, books, supplies, and room and board unlike other student loans.
Whether you're an undergraduate, graduate student, or parent, get money for school from Sallie Mae®. Click here to watch a short video on how a Sallie Mae® Student loan can help you.
Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
The Smart Option Loan® for Undergraduate StudentsThe Parent Loan
Plus, a suite of graduate loans to pay for expenses included in your school's cost of attendance and designed for your specific degree.Find out which loan is right for you.
1Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
OnSite Financing is designed to provide you with the value you expect from a local lender. OnSite Financing can help you fund the special purchases and services you need - when you need them most.
Financing Program Features:
1Actual financing application processing time is dependent on each applicant's credit history and submission of proper documentation. 2Annual Percentage Rate depends on the applicant's creditworthiness and eligibility. Payment Example: Borrow $15,000 @ 9.49% APR for 72 months for $274.05 per month.
Life is unpredictable and can disturb the funds for your loan payments — we understand. With APGFCU Skip-A-Pay, you can choose to skip one payment every 12 months on your personal, auto, home improvement, education, or recreational loans without penalty.
Finance charges (interest) will continue to accrue on a daily basis during the month the payment is skipped. Certain restrictions apply.