All APGFCU branch lobbies are open for teller transactions except for the Cecil College branch. Member services by appointment. Click for details.
We will be working to incorporate the new holiday into our calendar for 2022 and beyond to commemorate this important day in our nation’s history.
APGFCU will NEVER contact you to request confidential information such as full SSN, card numbers, PINs, codes or login passwords. If you receive such a request, please contact us directly at our published number.
Affordable loan programs with various financing and down payment options to help make buying your first home a breeze
Call 888-LOAN-391 for more information on any of our loan options
Buying your first home can be overwhelming — we get it and are here to help.
Our loan options make it easy to get into a home at any stage in life.
We offer several payment options to fit your needs
We are here to help qualified veterans, reservists, active-duty service members, and their eligible spouses get to closing sooner with a VA loan that includes 100% financing, no down payment, 30-year fixed-rate*, and no monthly mortgage insurance required.
*Learn More about VA Loans
Qualified members interested in purchasing a primary residence in eligible rural areas can access the USDA Guaranteed Rural Housing loan for 30 years* with a fixed rate, affordable options for up-front costs, 100% financing, and no down payment.
*Learn More about Rural Housing (USDA) Loans
Access a first mortgage loan amount for 80% of the purchase price of your home, and a second “piggyback” mortgage for 20% of the purchase price — no down payment required. Plus, get up to 3% of the purchase price in Seller Assistance to help with closing costs.
Learn More about the 80/20 Program
Expand your homeownership options by accessing a minimum down payment of 3.5% with flexible underwriting and 15- and 30-year term* options.
*Learn More about FHA Loans
Get into your home without breaking the bank! Put just 3% down with our Conventional 97% plan* or 5% down with the 95% program* to move into your home at a 10-, 15-, 20-, or 30-year fixed-rate mortgage.
*Learn More abut Conventional 97% and 95% Loans
Move into the home of your dreams by putting only 3% down and start building equity immediately with APGFCU’s HomeReady 97% program*. Get reduced mortgage insurance rates and qualify for a 10-, 15-, 20-, or 30-year fixed-rate term on residences including 1-unit condominiums.
*Learn More about HomeReady 97% Loans
Learn more about our mortgage options and how we can help you get into the house of your dreams today.