APGFCU knows how important credit is to today's consumer. That's why we offer options with our VISA credit cards to give you the best card for your needs. And, they are all with NO ANNUAL FEE and a Low FIXED Rate. SAVE money. MAKE money. And, make your life easier with the security, flexibility, and convenience that comes with an APGFCU Visa card today. Check out how much you can save with an APGFCU Visa card compared to other national cards!

APGFCU Bank of America® CitiBank® Capital One® Target®   BankAmericard® Power Rewards® VISA Signature® Card Citi® Platinum Select® Card  Capital One® Platinum Credit Card  Target® VISA® Credit Card Rate 8.99% - 17.49% 12.99% - 20.99% 11.99% - 19.99% 11.90% - 22.70% 13.99% - 22.99% Rate Type Fixed Variable Prime Rate + 9.74% - 17.74% Variable Prime Rate + 8.74% - 16.74% Variable Prime Rate + 8.65% - 19.45% Variable Prime Rate + 7.99% - 16.99% Annual Fee None None None None None Grace Period 25 days 25 days 20 days 25 days 25 days Minimum Finance Charge NONE $1.50 $0.50 $0.50 $1.00 Balance Transfer Charge** NONE We pay you a 1% Cash Rebate 3.0% of balance transfer amount, $10 minimum 3.0% of balance transfer amount, $5 minimum 3.0% of balance transfer amount 3.0% of balance transfer amount, $10 minimum

	APR as low as...* 10.49%
	APR as low as...* 8.99%
	APR currently...1 4.55%
	APR as low as...* 13.99%
	APR as low as...* 13.99%
Start saving money right away by transferring your high interest credit cards to your APGFCU Visa card!  You’ll save interest charges, write fewer checks, and cut your monthly bill payments!  Plus, WE PAY YOU 1% CASH BACK for your balance transfers!** --Apply Now!--
*The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. **Offer valid for first two balance transfers per calendar year. 1Effective November 3, 2009 - Rates subject to change