Members can choose either a 25-month or a 45-month term certificate and during that term, you have a single opportunity to “step up” to a higher rate if the current rates are more appealing to you. The product will look like this:

• 25 and 45-month terms only
• minimum opening deposit of $100
• term remains the same
• new rate from date of change forward to end of term
• early withdrawal penalties remain in force
• no add-on money will be permitted

In today’s volatile rates market, having the peace of mind to keep your money secure–but working hard for you–makes the Step Up Certificate a winner.

Click here for current rates

For more information, contact the Member Service Center at 410-272-4000 or speak to a Member Service Representative at any location.

For additional savings account and certificate account options see Certificates Accounts, Regular Savings and Money Market Share Accounts or the IRAs Information page.