APGFCU Home Loan Rates

Loan Rates

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Home Loan and Mortgage Rates

Effective November 17, 2009 - ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
Rates expressed as Annual Percentage Rate (APR)

Home Loans
	Mortgages
	Home Equity Lines of Credit
	Home Equity Loans

Home Equity Lines of Credit

3.25 %
(Prime + 0)

Rates as of December 17, 2008. (1) The rate will adjust quarterly to then current Prime Rate, as published in the Wall Street Journal (currently 3.25 APR). Rates advertised are based on a maximum Loan-To-Value (LTV) of 85% and good for new accounts only. Loans with an LTV between 86% and 89% are also available with different conditions and rates. Maximum APR is 18%. Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary single family residences or owner occupied condominiums located in MD, DE, PA, VA, FL, and NJ. Subject to credit approval.

Calculate Payments | Apply for Loan

Home Equity Loans	Terms	Automated Payments¹	Over The Counter (OTC) Payments
Fixed Rate	5 years	5.99%	6.24%
	10 years	5.99%	6.24%
	15 years	6.49%	6.74%
	20 years	7.74%	7.99%
Other rates and options are available. Please call 1-800-225-2555 for more information TODAY! No Closing Cost and rates quoted based on a maximum Loan to Value (LTV) less than or equal to 85%. APGFCU will pay the closing costs on Fixed Home Equity Loans, up to a maximum of $1,200. Loans with an LTV between 86% and 89% are also available with different conditions and rates. Members may be required to pay appraisal costs when LTV exceeds 85%. If you pay off your Home Equity Loan within three (3) years, we will add any closing costs we paid on your behalf to the outstanding balance. Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary single family residences or owner occupied condominiums located in MD, DE, PA, VA, FL, and NJ. Subject to credit approval.
Calculate Payments \| Apply for Loan

Rate based on Prime Lending Rate as published in the Wall St. Journal. Maximum 18% APR. Other terms and rates available. Some conditions apply. Offer good in MD, DE, PA, VA, FL, and NJ only. Subject to change without notice.

Payment Examples

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