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Auto Loan Rates

Refinance Your Auto Loan and earn up to 2% back

Effective May 13, 2008 - ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
Rates expressed as Annual Percentage Rate (APR)

Auto, Truck, Van3
 Automated Payments1 Over The Counter (OTC) Payments
 
Rates as low as2
1 - 36 months New 4.84% 5.09%
1 - 36 months Used3 5.49% 5.74%
37 - 48 months New 5.04% 5.29%
37 - 48 months Used3 5.99% 6.24%
49 - 60 months New 5.24% 5.49%
49 - 60 months Used3 6.09% 6.34%
61 - 66 months New 5.44% 5.69%
61 - 66 months Used3 6.39% 6.64%
67 - 72 months New 5.64% 5.89%
67 - 72 months Used3 6.59% 6.84%
New Cars $25,000 and above
73-84 months
6.19% 6.44%
Calculate Payments   |   Apply for Loan

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1 Automated Payments:  To qualify for the Automated Payments Interest Rate, you MUST have a direct deposit, payroll deduction, or an automated Clearing House deposit to APGFCU that is used to repay your loan.

2 The rates stated above available on approved credit.  Rates may be different as determined by the individual creditworthiness of each applicant.  Not all applicants will qualify for the lowest rate.

Payment Examples


3 Used Car terms are listed as follows:
  • Rates for Used Autos 2002 and older will be 0.75% higher than stated rates. (See Custom Lending Matrix)
  • Used vehicles 2008 to 2005 — maximum 72 month term
  • Used vehicles 2004 to 1998 — maximum 60 month term
  • Used vehicles 1997 or older:
    if $10,000 or less — maximum 48 month term
    if greater than $10,000 — maximum 60 month term

 

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