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Auto Loan Rates

Effective January 31, 2012 - ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
Rates expressed as Annual Percentage Rate (APR)

Auto, Truck, Van3
 Automated Payments1 Over The Counter (OTC) Payments
 
Rates as low as2
1 - 36 months New 2.95% 3.2%
1 - 36 months Used3 3.99% 4.24%
37 - 48 months New 2.95% 3.2%
37 - 48 months Used3 3.99% 4.24%
49 - 60 months New 2.95% 3.2%
49 - 60 months Used3 3.99% 4.24%
61 - 66 months New 3.24% 3.49%
61 - 66 months Used3 4.49% 4.74%
67 - 72 months New 3.24% 3.49%
67 - 72 months Used3 4.49% 4.74%
New Cars $25,000 and above
73 - 84 months
4.94% 5.19%
Used Cars $20,000 and above
73 - 84 months
5.49% 5.74%
Calculate Payments   |   Apply for Loan

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1 Automated Payments:  To qualify for the Automated Payments Interest Rate, you MUST have a direct deposit, payroll deduction, or an automated Clearing House deposit to APGFCU that is used to repay your loan.

2 The rates stated above available on approved credit.  Rates may be different as determined by the individual creditworthiness of each applicant.  Not all applicants will qualify for the lowest rate.

Payment Examples


3 Used Car terms are listed as follows:
  • Rates for Used Autos 2006 and older will be 0.75% higher than stated rates. (See Custom Lending Matrix)
  • Used vehicles 2012 to 2011 only, limited to 73 to 84 month term.
  • Used Vehicles 2012 to 2009, limited to 72 month term.
  • Used vehicles 2008-2002, limited to 60 month term.
  • Used vehicles 2001 or older, limited to 60 month term with loan amount greater than $10,000. Loan amount less than $10,000 limited to 48 months.

 

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