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Auto Loan Rates

Effective November 17, 2009 - ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
Rates expressed as Annual Percentage Rate (APR)

Auto, Truck, Van3
 Automated Payments1 Over The Counter (OTC) Payments
 
Rates as low as2
1 - 36 months New 4.84% 5.09%
1 - 36 months Used3 5.49% 5.74%
37 - 48 months New 5.04% 5.29%
37 - 48 months Used3 5.99% 6.24%
49 - 60 months New 5.24% 5.49%
49 - 60 months Used3 6.09% 6.34%
61 - 66 months New 5.44% 5.69%
61 - 66 months Used3 6.39% 6.64%
67 - 72 months New 5.64% 5.89%
67 - 72 months Used3 6.59% 6.84%
New Cars $25,000 and above
73-84 months
6.19% 6.44%
Calculate Payments   |   Apply for Loan

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1 Automated Payments:  To qualify for the Automated Payments Interest Rate, you MUST have a direct deposit, payroll deduction, or an automated Clearing House deposit to APGFCU that is used to repay your loan.

2 The rates stated above available on approved credit.  Rates may be different as determined by the individual creditworthiness of each applicant.  Not all applicants will qualify for the lowest rate.

Payment Examples


3 Used Car terms are listed as follows:
  • Rates for Used Autos 2003 and older will be 0.75% higher than stated rates.
  • Used Vehicles 2009 to 2006, limited to 72 month term.
  • Used vehicles 2005-1999, limited to 60 month term.
  • Used vehicles 1998 or older, limited to 60 month term.

 

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