NEW!!! InBALANCE Online Educational Training Checking Account Management Educational Training

Don’t know where to turn for information about personal finance? Need a little help achieving your financial goals?

Through BALANCE, you will receive free, unbiased information and assistance. To use the new services, simply call, toll-free, 1-888-456-2227. Counselors are available Monday through Thursday, 8:00 a.m. to 11:00 p.m. (EST), Friday, 8:00 a.m. to 8:00 p.m. and Saturday, 11:00 a.m. to 8:00 p.m.

In many cases BALANCE counselors can answer your questions immediately. If you’re wondering how long something stays on your credit report or whether it’s better to lease or buy a car, you’ll get the answers as soon as you call. For those with more complex issues, like debt problems or budget issues, an appointment will be scheduled allowing enough time to go over your budget and discuss options.

If bill payments are an issue, simply reworking your current budget is not enough to help you get back on track. Your counselor may be able to arrange a Debt Management Plan and negotiate with creditors to reduce payments, interest charges and fees as you work toward paying off your debt. (As a member of APGFCU, the monthly administration fee of $20 is waived.)

Balance can provide:

InfoLine
Certified counselors are available to answer your questions about money management and other personal finance topics. Professional financial advice and information is available Monday through Thursday 8am–11pm, Friday 8am–8pm and Saturday 11am–8pm (EST).

Money Management Counseling
If you’d like to get out of debt, improve your credit or avoid bankruptcy, a counselor can help you design a realistic spending and savings plan. Certified financial counselors help you develop both short and long term financial strategies to overcome challenges and meet your goals.

Debt Management Plan
Consolidate your credit card payments, lower payment amounts, and even reduce or eliminate interest and fees to get out of debt.

Credit Report Review
Creditors, employers and others often use credit reports to assess a person’s financial fitness. A BALANCE counselor will review your credit report with you, making sure you know your rights. They can even provide a low-cost credit report for you.

INBALANCE
Checking account education for individuals that have no experience with a checking account or have had trouble maintaining a checking account in the past.

1-888-456-2227

www.balancepro.net

Call toll-free:
Monday through Thursday, 8:00 a.m. to 11:00 p.m.
Friday, 8:00 a.m. to 8:00 p.m.
Saturday, 11:00 a.m. to 8:00 p.m. (EST)