Home Equity Loans

Home Equity Loans

A home equity loan is secured by your home and allows you to access your available equity in a single payout at closing. APGFCU allows you to choose your loan term with a fixed monthly payment. Complete the form to the right to get more information.

Product Features:

Check MarkNo closing costs

Check MarkSingle payout at closing

Check Mark0.25% Discount with automatic payments**

Check MarkUp to 95% LTV

Check MarkFixed monthly payments with fixed term

Check MarkInterest paid may be tax deductible*

For personalized service:

  • Call 1-800-225-2555, press 4.
  • Come in to any branch.

Home Equity Loans Rates

Effective November 25, 2014 - ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
Rates expressed as Annual Percentage Rate (APR)

Home Equity Loans Terms Automated Payments** Over The Counter (OTC) Payments
Fixed Rate 5 years 3.99% 4.24%
10 years 4.99% 5.24%
15 years 5.24% 5.49%
20 years 5.99% 6.24%

Other rates and options are available. Please call 1-800-225-2555 for more information today!
No Closing Cost and rates quoted based on a maximum Loan to Value (LTV) less than or equal to 95%. APGFCU will pay the closing costs on Fixed Home Equity Loans, up to a maximum of $1,200. Members may be required to pay appraisal costs when LTV exceeds 80%. If you pay off your Home Equity Loan within three (3) years, we will add any closing costs we paid on your behalf to the outstanding balance. Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary single family residences or owner occupied condominiums located in MD, DE, PA, VA, FL, and NJ. Subject to credit approval.

Apply for a Home Equity Loan | Payment Examples

Terms & Pricing

Other terms and rates available. Some conditions apply. Offer good in MD, DE, PA, VA, FL, and NJ only. Subject to change without notice.
* Consult a tax advisor for more information.
** Automated Payments: To qualify for the Automated Payments Interest Rate, you MUST have a direct deposit, payroll deduction, or an Automated Clearing House deposit to APGFCU that is used to repay your loan.