Boat Loans

APGFCU has boat loans for new and pre-owned boats. You choose your term and payment. Pick a shorter term and you save with a lower interest rate. Take a longer term and you get a smaller payment.

Apply for a loan before you shop. Your loan won't start until you purchase your boat and finalize your actual loan amount. You'll know what you can spend up front, so choosing your boat will be much easier.

We'll also help you refinance your current loan from another institution. We may be able to lower your rate, payments or both.

    Product Features:
  • Low, competitive rates
  • No early payoff penalty
  • Set loan term with fixed monthly payments
  • No refinance fee

For personalized service:

New Boat Rates

Term Loan Amount Automated Payments1 Over the Counter (OTC) Payments
 
Rates as low as2
1 - 180 months $75,000 and up 5.09% 5.34%
1 - 180 months $50,000 to $75,000 5.34% 5.59%
1 - 120 months $25,000 to $50,000 5.59% 5.84%
1 - 84 months $10,000 to $25,000 5.84% 6.09%
1 - 72 months $5,000 to $10,000 6.09% 6.34%

Used Boat Rates

Term Loan Amount Automated Payments1 Over the Counter (OTC) Payments
Rates as low as2
1 - 180 months $75,000 and up 5.59% 5.84%
1 - 180 months $50,000 to $75,000 5.84% 6.09%
1 - 120 months $25,000 to $50,000 6.09% 6.34%
1 - 84 months $10,000 to $25,000 6.34% 6.59%
1 - 72 months $5,000 to $10,000 6.59% 6.84%
Apply for Loan

Rates expressed as Annual Percentage Rate (APR).

1 Automated Payments: To qualify for the Automated Payments Interest Rate, you MUST have a direct deposit, payroll deduction, or an automated Clearing House deposit to APGFCU that is used to repay your loan.

2 The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.