Preparing For The Road Ahead!

Exciting News, Benefits, Scholarships, and Resources

Money, Credit & Your Life! Like it or not, money and credit will rule your life. FoolProof Solo puts you in charge of your money and your credit. Guides to Independence is now offering a FREE eMusic®download with each completed online course - Each 10-to-20-minute Guides to Independence online money course is designed for teenagers and young adults. The courses are quick, interactive, and fun. For each online course you complete, you earn a FREE music download from eMusic®! Click here for more information.

Fridays  5:00 pm  8:00 pm     Saturdays  9:00 am  4:00 pm  8:30 pm

Students, Teens, and young Adults Reaching Success through Savings - that's the way we make stellar money managers out of our younger members. APGFCU membership encourages thrift in savings and provides education in the wise and responsible use of credit. Our program is broken down into three age groups with varying benefits that parallel a young person's evolution into a true money manager. The groups are divided up by 13-15 year olds, 16-17 year olds, and 18-21 year olds. Ready to buy your first car? Ask us about our 1st Time Auto Buyers Program!   Benefits for 13-15 year olds: No minimum balance requirement or monthly service fee Low $100 minimum deposit for savings certificates Ready to Buy Your First Car? Use Guides to Independence to learn how to save and spend wisely!   Benefits for 16-17 year olds: No minimum balance requirement or monthly service fee Low $100 minimum deposit for savings certificates 5 FREE ATM withdrawals per month Free checking with ATM or Visa® Check Card 24/7 account access with Abby Telephone Teller and Online Banking Scholarship opportunities for graduating high school seniors   Benefits for 18-21 year olds: No minimum balance requirement or monthly service fee Low $100 minimum deposit for savings certificates 5 FREE ATM withdrawals per month Free checking with ATM or Visa® Check Card 24/7 account access with Abby Telephone Teller and Online Banking Starter or Student Visa® credit card, auto loans and educational loans Scholarship opportunities for graduating high school seniors

Teens! Need Help Finding Money to Pay for College?

Apply Now for APGFCU’s Annual Scholarship Competition!
$10,000 Awarded in 2009!
Hurry! Deadline is February 1, 2010!

APGFCU encourages thrift in savings and provides education in the wise and responsible use of credit in order to make stellar money managers out of our younger members. Current APGFCU members in good standing are eligible and encouraged to apply for our annual college scholarship. Members must be a graduating high school senior with a 3.0 GPA or higher. Download the application here! Signed and completed applications must be postmarked or received in one of our nine branches no later than February 1, 2010. Questions? Call 410-893-7359 or Email edteam@apgfcu.com.

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2010 CU Foundation Scholarship
The Credit Union Foundation of MD & DC is pleased to announce its $11,000 College Scholarship Program for 2010. Ten $1,000 scholarships will be awarded to the winning essay-based applicants in May 2010, and a new video-based award category has been added and will earn the selected video producer a $1,000 college scholarship.

This year’s essay topic is:

How can your credit union membership help you avoid financial pitfalls?

Download Essay Application

The 2010 video challenge is:

Create a 60-second advertisement promoting credit union membership.

Download Video Application

Hurry! The deadline for application submission is March 31, 2010, with applications being received or postmarked by that date.

It's easy to learn good saving and spending habits! Check out our Googolplex educational websites for both middle and high schoolers.

What's a Googolplex? It's the largest named number ever discovered. It's also a really cool website designed especially for credit union student moneymakers. There are games, activities, and lessons to help students of all ages learn more about saving and managing their money.

High Schoolers and young adults can also complete online courses at our Guides to Independence website. Not sure why you should join a credit union? Take the "My Credit Union...Where I Belong" course now to see why!

Each 10-to-20-minute Guides to Independence online money course is designed for teenagers and young adults. The courses are quick, interactive, and fun. Plus now, for each online course you complete, you earn a FREE music download from eMusic® ! Click here for more information about eMusic® and Guides to Independence. Choose from nearly 2 million songs Downloads compatible with all MP3 players including the iPod® Professional quality MP3 audio Burn unlimited CDs Click on the Guides to Independence image above to get started and take advantage of this great opportunity today!

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If you would like to register for a seminar or have a question or comment about our education programs.