APGFCU is committed to protecting your security and helping you prevent fraud
Federally Insured
The recent news of failing banks, government bail outs, and crashing stocks has a lot of people wondering if their money on deposit in our credit union is protected. Well, rest assured, that at APGFCU, your money is safe, secure, and
federally insured.
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Our website offers many articles and tips on how to protect your identity and what to do if you become a victim. You can also get updates on the latest fraud alerts, review the tools APGFCU utilizes to help protect you, and much more! Click here for more information.
Check out the exciting things we have planned for the month:
Shopping Online? BE CYBER SECURE!
To protect your personal information from identity thieves – here are some tips for safer and smarter online shopping:
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Check out the seller before you buy
If you can’t find a working phone number, shop elsewhere. Search the internet for unfavorable reviews, and read the site’s privacy policy to learn how it uses your personal information.
- Read return policies
Before you buy, read the return policy to find out who covers the shipping cost on a return or exchange.
- Know what you’re getting
Read the product description closely. Name-brand items at greatly reduced prices could be counterfeit.
- Don’t fall for false emails or pop-ups
Delete unsolicited email messages asking for personal information, and avoid clicking links in a fraudulent email, it could install spyware on your computer.
- Look for signs a site is safe
Look for a closed padlock on the browser’s status bar, and the beginning of the Web site’s URL address should change from http to shttp or https.
- Secure your computer
Your computer should have anti-virus and anti-spyware software, and a firewall, which must be updated regularly to help protect against the latest threats.
- Consider how you’ll pay
With an APGFCU Platinum Visa, we’ll reverse the charge if the product isn’t delivered or isn’t what was ordered. And, you may not be liable for charges.
- Know the full price, and check out incentives
Some “free” deals may come with strings attached, such as requirements to spend a minimum amount or buy certain products.
- Keep a paper trail
Print and save records of your online transactions.
- Turn your computer off when you’re finished shopping
By leaving your computer on, scammers can install malicious software and then control it remotely to commit cyber crime.
To view a video tutorial on how to recognize when you're communicating over a secure SSL connection, click here.
Avoiding E-Mail Scams
E-Mail scams continue to plague the Internet costing victims millions of dollars each year. Resources such as Foolproof, the Internet Crime Complaint Center and Snopes can educate you and help you to identify, and report any e-mail scams you may encounter
Protect Your Money With FREE Direct Deposit!
Direct Deposit is quick, reliable, convenient, safe, secure, and FREE! Your money is electronically transferred into your account and available to use immediately! No standing in lines. No check cashing. No more worries about lost, stolen or misplaced checks.
Use Direct Deposit for:
- IRS Tax Refunds
- Payroll Checks (Check with your company’s HR Department)
- Social Security Checks
Supplemental
- Security Income (SSI)
- Veterans Affairs
Sign up for FREE Direct Deposit today or click here to download the .pdf form now.
FREE Bill Pay Lets You Enjoy More of Your Life!
AND, IT’S SAFER THAN WRITING CHECKS!
Bill Pay not only SAVES you money and is environmentally friendly, but it is FREE to members! With Bill Pay, you can:
- Pay your bills in minutes – just tell us who, when, and how much
- Schedule a one-time payment or recurring payments
- Avoid late fees and mail delays
- Receive email reminders when a payment is due or to confirm that it’s been sent
Sign up for FREE Bill Pay now, or call at 410-272-4000, press 4, for more information.
Just Point, Click and Switch to FREE e-Statements!
View your bank statement online 24/7 while you save a tree! e-Statements are the most secure and convenient way to receive your monthly statements. Benefits to you:
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They’re FREE
- Saves paper
- Saves the Earth’s trees, saves you file storage space, and saves the Credit Union postage
- Can't be lost or stolen from your mail
- Alerts you with an email when your e-Statement is available
Sign up for e-Statements
Local Electronics Recycling Options
Electronic devices contain many re-usable and valuable raw materials. However, if improperly disposed of or illegally dumped, electronics can pose a serious risk to the environment and data stored on those electronic devices, like e-mails, budgets, passwords, phone numbers, etc., could put your personal information at risk.
Want to recycle your electronics? First ask yourself these questions: Can my product be reused or sold? Is it possible to repair my product? If your answer is "No," then recycling is your best bet. Before you recycle or throw out your electronic devices, remember to remove personal data or information.
There are many tools available for erasing the data from your computer and cell phone. Visit www.MyGreenElectronics.org for helpful resources.
Electronics Recycling
| Harford County |
Cecil County |
Harford Waste Disposal Center
(Scarboro Landfill)
410-638-3417
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Call 410-996-6275 |
Cox Network & PC Services
203 Baltimore Pike
Bel Air, MD 21014
410-515-3309
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For more information about
Electronics Recycling, visit
www.MyGreenElectronics.org |
Practical Security Tips!
OnGuardOnline.gov provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information. Click here to visit OnGuardOnline.gov.
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