MyTimes is all about helping you live the life you want.

Membership is FREE and AUTOMATIC. You don't have to do anything! All APGFCU members turning or joining at 65 and over are automatically enrolled into the MyTimesPlus program. Click here to become a member NOW!

All members of MyTimesPlus receive:

	FREE checking with NO minimum balance
	FREE ATM or Visa® Check Card
	FREE ATM access to APGFCU network of ATMs and the Allpoint® network
	FREE incoming wire transfers
	FREE notary service and signature guarantee
	Exclusive APGFCU 36-month Certificate with a special MyTimes dividend rate
	NO PENALTY certificate withdrawal available one-time for emergency situations
	FREE quarterly newsletter with tips on managing finances, interviews, and programs

Plus:

	FREE Annual Membership to AARP
	FREE BASIC STYLE CHECKS (unlimited)
	FREE out-of-network ATM withdrawals and balance inquiries

APGFCU has also partnered with several local merchants to offer discounts on products and services that wil help you in all stages of life. Click here for a list.