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Identity Theft

It’s one of the fastest growing crimes in the country

...and getting worse. Criminals take your name, Social Security number, or credit card information. With that little bit of information, they can go off on a spending spree wiping out your bank accounts, establishing credit and charging merchandise in your name, and, in many cases, ruining your reputation and credit history along the way. Apart from losing your funds, it could take years to sort out the mess and restore your good name.

Using everyday items such as a driver's license or Social Security number, a skilled thief can:

  • Open a new account and write bad checks
  • Establish new credit card accounts and not pay the bills
  • Obtain personal or car loans
  • Get cash advances
  • Set up a cellular phone or utility service and run up bills
  • Change credit card mailing addresses and charge on other accounts
  • Obtain employment
  • Rent an apartment, but avoid the rent payments

In many cases, months can pass before the victim is aware of any wrongdoing. Typically, either a collection agency or a loan rejection alerts the victim to the crimes.

The following is a list of resources to help you protect yourself from becoming a victim of ID theft or fraud. Click on any of the items in the list below for more details.

ATM & Debit Card Safety ATM & Debit Card Safety
Credit Card Safety Credit Card Safety
Mail Safety Mail Safety
Stolen Identity WHAT TO DO IF YOUR IDENTITY IS STOLEN



For more information about identity theft:
FTC - Identity Theft Site
OnGuard Online - Your Safety Net
FDIC - Don't Be an Online Victim
US Postal Inspection Service

 

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