“Delivering
the best in financial literacy education.”
Dedicated to helping the citizens of Harford and Cecil
counties build secure financial futures, the Education
Department of Aberdeen Proving Ground Federal Credit
Union offers free money management education programs
and materials for any age group.
| To take advantage
of these programs and materials, call us at 410-893-7359
or
|
 |
if you |
| have a question or comment about our education
programs. |
Additional money management information can be found
in the Advice and Education section
of our website.
We currently offer programs for: Elementary
Schools, Middle Schools, High
Schools, and Adults. Click
here to see some of the organizations we have partnered
with.
Seminars
| |
| September 2010 |
 |
Start & Revitalize Your Career Today
Wherever you find yourself along your career path, this seminar is loaded with strategies to take your career to the next level. Put the date in your planner! Get started on the right path! Recharge your batteries to enhance and advance in your current career! Or, perhaps retool your skills and resume, to chart an even greater career course! Reserve your space today! Call 410–612–2361, or email workshopRSVP@apgfcu.com.
Wednesday, September 8, 2010
6:00 p.m. – 8:00 p.m.
321 S. Main Street, Bel Air, Home Loan Center
|
| |
|
Get the Most Out of Your Thrift Savings Plan
Whether you’re nearing retirement, want to preserve and maximize the money you’ve accumulated, or just learn the risks and rewards of investment options in your Thrift Savings Plan, you’ll want to attend this free workshop. We’ll also discuss Thrift Savings Plan “rollover” options. FREE LUNCH will be provided. Reserve your space today! Call 410–612–2361, or email workshopRSVP@apgfcu.com
FREE LUNCH PROVIDED!
Thursday, September 16, 2010
12:00 p.m. – 2:00 p.m.
APG Branch, Chesapeake Avenue & Oakington Street (on APG base)
|
| |
| October 2010 |
|
It Takes Two: Balancing Your Financial Relationship
Couples will learn how to financially communicate and speak their money language. Together, you’ll explore strategies and participate in hands-on activities for better budgeting, managing finances, combining credit and more. This workshop is a great lead–in to APGFCU’s Couples Conference on November 6. Reserve your space today! Call 410–612–2361, or email workshopRSVP@apgfcu.com.
Thursday, October 21, 2010
6:00 p.m. – 8:00 p.m.
1321 Pulaski Highway, APGFCU Edgwood Branch, 1st Floor
|
| November 2010 |
|
It Takes Two: Talk Money with Your Mate
Want to strengthen your financial relationship with your partner? Then you won't want to miss this FREE conference for couples. Renowned and financially-savvy speakers Terry and Deborah Owens and Victor and Lynne Brick will show you and your mate how to talk about finances and develop a richer relationship. Attendance FREE, but reservations are REQUIRED. Seating is limited! Reserve your space today! Call 410–612–2361, or email workshopRSVP@apgfcu.com.
Saturday, November 6, 2010
8:00 a.m. – 1:00 p.m.
Chesapeake Bay Golf Club at Rising Sun
128 Karen Drive
Rising Sun, MD 21911
|
*************************************************************************************** |
Elementary School At
the elementary school level, students are introduced
to money and saving in a fun, interactive way. Each one
hour session covers a variety of topics with each lesson
laying the foundation for future lessons. Session activities
reinforce reading, writing, math and teamwork skills.
The sessions are available to all students Pre-K through
5th grade.
Lesson fun facts include-
 |
Money identification, including value
and face recognition |
 |
|
Sorting and counting money |
|
Saving, spending and sharing |
|
Introduction to saving and earning dividends |
|
Money security features |
|
Earning money |
|
Budgeting |
|
Check writing and endorsing |
| * Students may also enjoy a special
visit from our APGFCU Mascot, Moola
Moola. |
Middle School
Middle school lessons review elementary concepts but
explore them in much greater detail. Student at this
age are starting to earn and acquire money on a more
regular basis and lessons emphasize making wise money
management decisions. Interactive lessons reinforce
reading, writing, math and teamwork skills.
Session topics include-
|
Earning Money |
 |
|
Creating a plan for savings and spending A.K.A.
“ a budget” |
|
Understanding various long and short term savings
products |
|
Understanding the power of saving
and compound interest |
|
Checking account lesson including
a statement balancing activity |
|
Understanding ATM, Debit and Check
Cards and Online Banking |
|
Credit-Understanding the power and
responsibility |
|
Making wise consumer choices |
|
Careers and their financial impact
on your future |
High School
At the high school level, we are preparing students
for their futures in college, the work force and as
independent, financially responsible, young adults.
Each one-hour lesson will go into greater detail as
we explore and teach necessary financial life skills.
Topics include-
|
Savings; benefits, types of accounts,
short and long term savings goals |
|
|
Checking; traditional and electronic account management |
|
Budgeting; setting and achieving your financial
goals |
|
Credit; understanding the different
types of credit, understanding your credit report,
establishing and maintaining good credit |
|
Understanding Insurances; types and
why you need them |
|
Careers; resources for finding jobs,
application, resume and interviewing skills, understand
what employers expect of their employees |
|
Planning for and affording college/higher
education; education plays a vital role in your
future earning potential. |
Adults
Adults of all ages will benefit from APGFCU's Education and Financial Workshops, which
cover a variety of financial topics we will encounter
throughout our lives. The workshops are free and open to everyone.
Some workshops are available in Spanish.
Topics include-
|
Credit Unions- Here to Serve You |
|
Financial Account Management; savings and checking |
|
Online Banking & Financial Convenience Service
Use |
|
Budgeting |
|
Managing Your Credit Wisely |
|
Buying a Home |
|
Identity Theft |
|
Retirement Planning |
|
Affording College |
|
Selling a Home |
|
Home Maintenance, Repairs & Insurance |
|
Avoiding Bankruptcy |
|
Career Development |
|
Effective Tax Management |
|
Understanding your credit report & score |
|
Planning for & starting your own small business |
|
Women's finance |
|
Understanding Long Term Care Insurance |
|
Asset preservation, allocation in later years |
| To take advantage of these programs, call us
at 410-893-7359 or
|
|
if you have a |
| question or comment about our education
programs. |
The Education Department
provides ongoing educational support as a partner with
the following organizations:
|
Aberdeen Proving Ground Army Community
Services |
|
Aberdeen Proving Ground Youth Services |
|
Anna's House |
|
Cecil County Boys & Girls Clubs |
|
Cecil County Community College |
|
Cecil County Public Schools - all school levels |
|
Harford County Boys & Girls Clubs |
|
Harford County Community College |
|
Harford County Habitat for Humanity |
|
Harford County Home School Community |
|
Harford County Housing Authority |
|
Harford County Independent School Community |
|
Harford County Public Library |
|
Harford County Public Schools - all school levels |
|
Harford County YMCA |
|
MD National Guard Freestate Challenge Academy
at Aberdeen Proving Ground |
|
W.A.G.E. Connection |
| Keep ahead of the game and
get balanced! Learn
more about our Balance Financial Fitness program. |
 |
| Need Help? Use
our interactive 24 hour, 7 days a week Online Financial
Coach. Learn
more about our Anytime Adviser. |
 |
|
