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Advice & Educational Resources
 
 

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Anytime Adviser - New Car Buying Coach
Anytime Adviser - Used Car Buying Coach
Consejero a Cualquier Hora - Consejero para la compra de un auto nuevo
(En Español)
Consejero a Cualquier Hora - Consejero para la compra de un auto usado
(En Español)
Credit Union Financing at the Dealer
Research and Compare
Vehicle Loans
 
Bankruptcy Center

Bankruptcy Ain't Cheap
Bankruptcy Myth vs. Facts
Considering Bankruptcy?
Warning Signs of Credit Trouble
 
Checking Accounts

Anytime Adviser - Checking Account Coach
BalanceTrack - Learn to manage your accounts
Check 21
Checked for Success
Consejero a Cualquier Hora - Consejero de cuenta chequera (En Español)
Direct Deposit
 
Debt in Focus

 
Calculators

See all of our Financial Calculators
 
Financial Wellness Center

Everything you need to keep you on track
Anytime Adviser - 24/7 Online Financial Coaching
Anytime Adviser - Couples & Money Coach
Article - Check 21: Speeds Checking, Sinks Float
Article - Checked for Success: Getting the Most from your Checking account
Balance Financial Fitness Program
BalanceTrack Online Checking Account Education
BalanceTrack Programa Educativo de Administracion de Cuenta de Cheques
(En Español)
Budgetary Advice
Consejero a Cualquier Hora - 24/7 Entrenamiento Financiero en línea
(En Español)
Credit Card Pitfalls Get Adobe Acrobat Reader
Red Cross Disaster Recovery Financial Guide
Educational Workshops
Five Factors you need to know about your FICO Credit Score
Free Budgetary Advice Worksheet  Get Adobe Acrobat Reader
Get Your Equifax Credit Report Now!
How Fit Are Your Finances? Take this Quiz to find out!
Need some financial advice? Ask the Experts!
Prepare for Financial Emergencies with EFFAK
Preparing For Difficult Times
Programa de ejercicios sobre Balance Financiero (En Español)
Want to set up a FREE appointment with our Budgetary Advisor? Not sure if we can help? Contact us!
You and Your Credit Report
 
Mortgage Information Center

Foolproof
 
Mortgage Information Center

Anytime Adviser - Home Buying Coach
Balance - Early Delinquency Intervention: Saving Your Home From Foreclosure
Balance - Housing Counseling
Balance - Unlocking the Door to Homeownership
Consejero a Cualquier Hora - Consejero de compra de cheques (En Español)
Mortgages
 
Personal Investment Solutions

BalanceTrack Online Training
Goles Investment Group
 
Personal Security

Anytime Adviser - ID Theft Coach
Consejero a Cualquier Hora - Consejero de robo de identidad (En Español)
Email Scams - Phishing
Fraud Alerts
How APGFCU Protects You
Protect yourself from Identity Theft
  - ATM Safety
  - Credit Card Safety
  - Mailbox Safety
  - What if my Identity is Stolen?
  - Balance Identity Theft Solutions
Your Privacy at APGFCU
 
Retirement Central

 
Tax Solution Center

Getting a Refund?
Returns Checklist
Tax Blunders
Tax Credit
Tax Loans—Faster refund money
TurboTax® OnlineSM
 
Youth and Education Services

Delivering the best in financial literacy education
APGFCU Education Department Services
Educational Workshops
GOOGOLPLEX
Guides to Independence
HCPS Teachers Direct Deposit Form
Moola Moola (ages 12 & under)
Planning and Paying for College
STARSS (ages 13 to 21)

Educational Workshops

February & March 2010

Don’t Pay More Than You Should - CANCELLED DUE TO INCLEMENT WEATHER

Check Cashers, Payday Lenders, Pawn Shops, and Buy Here stores all have their own best financial interest at heart…NOT YOURS!  Learn how to avoid predatory financial service providers and keep and save your hard-earned dollars. Reserve your space today! Call 410-612-2361 or email workshopRSVP@apgfcu.com.

Tuesday, February 9, 2010
6:00 pm – 8:00 pm
321 S. Main Street, Bel Air, 2nd floor,APGFCU Home Loan Center (Behind the Bel Air Branch)

 

How Will You Pay for Long Term Care?

Will you or a loved one need home health care or nursing home care?  Without careful planning, the high cost of long term care services could exhaust your assets and personal savings. Get expert advice on the benefits of long term care insurance and how it can help pay the high costs of these services.  Reserve your space today! Call 410-612-2361 or email workshopRSVP@apgfcu.com.

Thursday, February 18, 2010
6:00 pm – 8:00 pm
321 S. Main Street, Bel Air, 2nd floor,APGFCU Home Loan Center (Behind the Bel Air Branch)

 

Build a Better Budget

Everything you need to build a better budget is included in this FREE workshop. You’ll learn how to understand a spending plan, identify spending leaks, set realistic goals, manage monthly income and expenses, and use financial tools to reach those goals. Reserve your space today! Call 410-612-2361 or email workshopRSVP@apgfcu.com.

Thursday, March 9, 2010
6:00 pm – 8:00 pm
321 S. Main Street, Bel Air, 2nd floor,APGFCU Home Loan Center (Behind the Bel Air Branch)

 

Is Now the Time to Refinance My Home?

When interest rates change in your favor, you may want to refinance. Before you do, what’s your financial situation? How long will you be in your home? What are your goals? We’ll discuss the costs and the steps to take before you consider refinancing. Reserve your space today! Call 410-612-2361 or email workshopRSVP@apgfcu.com.

Wednesday, March 24 , 2010
6:00 pm – 7:30 pm
321 S. Main Street, Bel Air, 2nd floor,APGFCU Home Loan Center (Behind the Bel Air Branch)

 
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APGFCU also offers FREE 24/7 online workshops to help you save money, make money, and make your life easier – all from the comfort and convenience of your own home!

Bullet

Plastic Surgery
Learn the real costs associated with credit card debt and receive tips on reducing debt, interest rates, and fees while improving your credit score.
Online Workshop

Bullet

For Couples Only! Balance Your Financial Relationship
Don’t fight over money! This FREE workshop will show couples how to budget and manage finances, combine credit, and more.
Online Workshop

Bullet

1st Time Homebuyers
Learn mortgage terminology, the pre-purchase process, how to get pre-approved, budget, and qualify for your first home.
Online Workshop

Bullet

Need help balancing your checkbook?
Learn the do’s and don’ts of managing and balancing your checkbook in this interactive guide.
Online Workshop

Bullet

Drive Away Happy
Learn the hidden costs of auto buying, the art of negotiation, how to make an informed decision before you buy, and how to select the right loan to fit your needs.
Online Workshop

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Manage Your Debt and Save Money
Get a free debt analysis and suggested personal action steps to get your finances back on track in this interactive guide.
Online Workshop

 

Simplify Your Life and Save Money with these interactive resources to help guide you through all aspects of successful personal financial management:

FoolProof
Debt in Focus
BalanceTrack
Anytime Adviser

 

Kids, Teens & Young Adults!
Check out these cool sites for interactive games and puzzles to help you get, save and manage your money.

Googolplex
Guides to Independence
  (earn FREE download dollars to purchase music for your MP3 music player!)
FoolProof

 

¿Hablas español?

Programa de ejercicios sobre BALANCE financiero .
BalanceTrack es un programa educativo de administracion de cuenta de checques.
Consejero a cualquier hora – 24/7 entrenamiento financiero en linea .

 

 

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