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Membership & Eligibility

Online Switch KitAPGFCU is a member-owned cooperative that's in business for service, not profit. We encourage our members to accumulate savings as a means of building economic security for themselves and their families. We also offer consumer and vehicle loans, conventional mortgage and other real estate loans, and Visa credit products. With these and other benefits, APGFCU helps members to help themselves to a greater degree of financial stability. The needs of our membership are the guiding force behind every decision we make.

Experience the credit union difference!  If you live, work, worship, go to school, volunteer in, or are an immediate family member of anyone in Harford or Cecil County or certain areas in Middle River, Maryland then you are eligible to join! Fill out a membership application and bring it, along with a $5 minimum deposit, to any branch and start saving TODAY!

Immediate Family or Household Member Eligibility Requirements

Membership is available to anyone who belongs to the "Immediate Family or Household" of a credit union eligible individual. That credit union eligible individual DOES NOT NEED to join the credit union in order to extend membership eligibility to the immediate family or household member.

Join

Immediate Family Member: A spouse, child, sibling (brother or sister), parent, grandparent or grandchild. This includes stepparents, stepchildren, step-siblings (stepbrothers and stepsisters), and adoptive relationships.

Household Member: Persons living in the same residence maintaining a single economic unit. (This includes any person who is a permanent member of and participates in the maintenance of the household. For example, two people sharing an apartment would be considered a household. Additionally, the immediate family members of each household member who joins could also join, because eligibility is then tied to the household member.)

Single Economic Unit: Fraternities, sororities or condominium complexes would not be considered a single economic unit, but individual residences therein would.

Join Today

1. Join Online - Follow our Step by Step process and become a member today.
OR
2. Download and Print the Membership Application (147kb) Get Adobe Acrobat Reader
Fill out what you can, and bring in to any of our branches to finish the application process.
OR
 
3. Request a Membership Application Package
- We will mail you the required forms.


Once a member…always a member.

Your membership lasts your entire lifetime so you'll always have access to the financial services that APGFCU provides.

Share the Benefits of Membership with Your Family

Share the rewards of credit union membership with your family: your parents and children, your siblings and household members. Once they're a member, they're always a member - even if they marry or move away. Share the credit union spirit with your family.

If you would like an APGFCU representative to speak with your organization about the benefits of membership, please contact our Business Development staff at 410-272-4000 ext. 3570.

 

Building Strong Families for a Stronger Community

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