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E-Services

Making Your Life Easier

APGFCU has a portfolio of FREE electronic services designed to make accessing your accounts easy and convenient. With 24-hour availability, you can manage your finances from home, from the office, even on vacation -- 365 days a year.

No more venturing out in bad weather or with a sick child. No more waiting in line or squeezing in a lobby visit on your lunch break. Our convenient account access services bring the Credit Union to you. Any day. Any time. Anywhere.

Online Banking, eStatements 24-Hour Loan Application
Mobile Banking ATM/Allpoint Machines
"Notify Me" E-Mail Alerts Direct Deposit
FREE Bill Pay Pre-Authorized Bill Payments
ABBY 24-Hour Telephone Teller /
Teléfono Bancario
Touch Screen Terminals

Online Banking & eStatements
Manage your money from home and get connected with FREE Online Banking, eStatements, and more!

  • Check account balances
  • Make transfers
  • Manage and pay your APGFCU Visa Credit Card
  • Reorder checks
  • Place stop payments
  • Print your monthly statement
  • Verify cleared checks and debits
  • Get notified by email when a transaction occurs in your account
  • Manage your finances better and track spending with the Check Register feature

You'll also be able to download your account information into popular financial software programs for additional money management tools.

Call for details on how you can sign up or apply for Online Banking and eStatements here!

Online Banking demo* This video is best viewed with a broadband connection.


Mobile Banking @ APGFCU!
Mobile Banking @ APGFCU is another FREE time-saving tool for you to quickly and easily access your account information—anytime, anywhere.  

Mobile Banking @ APGFCU allows you to:

  • Check balances
  • View account details
  • Track account history
  • Transfer money between APGFCU accounts
More features are already in development that will make Mobile Banking @ APGFCU even more robust in the future. Find out more.

"Notify Me" E-Mail Alerts
“Notify Me” is a service that allows members to monitor their online account activity and balances by opting-in to receive email notifications to their email address. Members can better manage their accounts by avoiding unnecessary service charges, ensuring transactions are processed, and preventing unusual activity on their accounts.

You have the option to receive an email notification whenever any of the following alerts are sent to your online inbox on the Messages tab.
 
  • Transaction-related messages (Bill Pay, transfers, ACH, wires, external transfers).
  • Service-related alerts (for example, Bill Pay added/removed).
  • Secure messages from your financial institution.
  • Account-related activity (for example, balances go above or below a specified amount, deposits made over a specified amount).


FREE Bill Pay
Bill Pay through Online Banking is the easiest way to pay your monthly bills, is a great money management tool, and is FREE to all APGFCU members!

  • Register your mortgage company, credit cards, utilities and subscriptions
  • No more worrying about checks or stamps and your payment will always arrive on time
  • Pay individuals like the babysitter or dog walker

NEW Payment Assistant - access more information about the biller right from the Payment Center
NEW E-bill Trial Option - you now have the option of signing up for an e-bill trial from select billers

Call for details on how you can sign up or Apply Through Online Banking today!

Video
View our Bill Pay Video Demo (This video is best viewed with a broadband connection. May take a few minutes to download, please be patient.)
Podcast
Download our "FREE Bill Pay - A Great Way to Protect Yourself" Podcast to your PC or MP3 player (3.8M)
Article
Read our "FREE Bill Pay - A Great Way to Protect Yourself" article



ABBY Your 24-HourTelephone Teller
With ABBY you can manage your money 24 hours a day by phone for FREE! Just call APGFCU at 410-272-4000 or 1-800-225-2555 and press 2 for ABBY. You'll be able to:

  • Check your balances on all share, checking and loan accounts
  • Review the last 5 checks paid or verify the status of any specific check number
  • Get information on your current loans
  • Get up-to-the-minute share and loan rates
  • Check your most recent transactions including debit or withdrawals
  • Get tax information for last year for tax preparation
  • Perform transfers between shares or checking and other accounts
  • Request a check withdrawal be mailed to your home address (Primary Member Only)
  • Transfer loan payments from your shares or checking
  • Transfer from your checking or share account to make your APGFCU Visa payments
“ABBY” – Nuestro Teléfono Automatico 24-Horas ahora habla español.

Download a printable PDF of your ABBY instructions here >> Get Adobe Acrobat Reader


24 Hour Loan and Visa Credit Card Application
It's easy to apply for a loan or Visa credit card at APGFCU. Call 24 hours a day from the comfort and privacy of your home or office or apply online. The service is FREE and provides a rapid response to your request. To apply for a loan over the phone call 1-800-225-2555 or fill out the online application. To apply for a Visa credit card fill out the online application.


ATM Machines

APGFCU members now have access to 32,000 surcharge-free ATMs!
APGFCU has partnered with Allpoint so that members can access the Allpoint network with their APGFCU Visa Debit Cards or ATM cards surcharge-free. APGFCU pays a network subscription fee so members aren't surcharged at Allpoint's 32,000 ATMs nationwide. AllPoint

Service when you need it - our ATMs give you access to your money when you need it - day, night, weekends, or holidays. You'll avoid lines when you're in a hurry.

Service where you need it - APGFCU has ATMs at all 8 branches and 10 additional locations. And, when using your ATM card or Visa Check Card, you'll also have access to over 40,000 STAR, PLUS SYSTEM and Armed Forces Financial Network ATMs around the world. More locations open every day. You'll find ATMs close to work, shopping and vacation spots. You'll only pay a nominal fee to use non-APGFCU machines - usually no more than $1.50. Transactions at APGFCU machines are free.

Easy to use - ATMs are easy to operate. Each machine has a message screen and instructions that will lead you through your transactions step by step. Demonstrations are available in each of our full-service branches to help you use your card the first time. You'll receive a computer generated PIN separately from your card. Together, your PIN and Visa Check or ATM card give you convenient access to your accounts. All ATMs give you a receipt for each transaction to check against your statement.

Your Visa Check or ATM Card allows you to -

  • Withdraw up to $600 a day from your accounts
  • Transfer funds between your accounts
  • Get your account balance
  • Make deposits and loan payments (APGFCU machines only)
  • (NOTE: Some transactions not available on non-APGFCU machines.)

Use your card where you shop If you have APGFCU checking, you may buy gasoline, groceries and many other products with your ATM card. Just look for the STAR or AFFN POS (Point of Sale) symbols. If you use the Visa Check Card as your ATM, you can also use it at any location worldwide that accepts Visa.

Click here for the interactive ATM Locator

Direct Deposit
Direct deposit makes everything easier. No standing in lines. No check cashing. No need to worry about postal theft or delay. And when you have direct deposit (or SurePay, Payroll Deduction or Military Allotment), savings deposits or loan payments can be automatic. Benefit from the convenience and save yourself the worry. Sign up today! Request Direct Deposit or Payroll Deduction information.


Pre-Authorized Bill Payments
Pre-authorized payments allow a business to take bill payments directly from your account. You don't have to write a check so you save money on check printing and postage and you keep your money in your account until your due date. Typical uses include mortgage payments, insurance premiums, and utility payments like BGE. To make arrangements for this service, contact the business where payments will be made.


Touch Screen Terminals
Touch Screen Terminals are available at our 24-hour Laurel Bush Branch lobby in Bel Air location. They provide additional ways to access your account information, get rates and cashier checks, print statements, place stop payments, get product information, make transfers and more.

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