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Making Your Life Easier
APGFCU has a portfolio of FREE services
designed to make accessing your accounts easy and convenient.
With 24-hour availability, you can manage your finances from
home, from the office, even on vacation -- 365 days a year.
No more venturing out in bad weather or with a sick child.
No more waiting in line or squeezing in a lobby visit on your
lunch break. Our convenient account access services bring
the Credit Union to you. Any day. Any time. Anywhere.
Online Banking & eStatements
Manage your money from home and get connected with FREE Online
Banking, eStatements,
and more!
- Check account balances
- Make transfers
- Manage and pay your APGFCU Visa Credit Card
- Reorder checks
- Place stop payments
- Print your monthly statement
- Verify cleared checks and debits
- Get notified by email when a transaction occurs in your
account
- Manage your finances better and track spending with the
Check Register feature
You'll also be able to download your account information
into popular financial software programs for additional money
management tools.
Call for details on how you can sign up or apply for Online
Banking and eStatements here!
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This video is best viewed with a broadband connection.
Overdraft Protection:
Overdraft protection is available with our Visa line
of credit. You'll have 24-hour access to your funds with our
Visa Check Card or ATM card, ABBY Telephone Teller and Online
Banking.
FREE Bill Pay
Bill Pay through Online Banking is the easiest way to pay
your monthly bills, is a great
money management tool, and is FREE to
all APGFCU members!
- Register your mortgage company,
credit cards, utilities and subscriptions
- No more worrying about checks or stamps
and your payment will always arrive on time
- Pay individuals
like the babysitter or dog walker
NEW Payment Assistant -
access more information about the biller right from the
Payment Center
NEW E-bill Trial
Option - you now have the option of signing
up for an e-bill trial from select billers
ABBY Your 24-HourTelephone Teller
With ABBY you can manage your money 24 hours a day by phone
for FREE! Just call APGFCU at 410-272-4000
or 1-800-225-2555 and press 2 for ABBY. You'll be able
to:
- Check your balances on all share, checking and loan accounts
- Review the last 5 checks paid or verify the status of
any specific check number
- Get information on your current loans
- Get up-to-the-minute share and loan rates
- Check your most recent transactions including debit or
withdrawals
- Get tax information for last year for tax preparation
- Perform transfers between shares or checking and other
accounts
- Request a check withdrawal be mailed to your home address
(Primary Member Only)
- Transfer loan payments from your shares or checking
- Transfer from your checking or share account to make your
APGFCU Visa payments
VISA®
Check Card - the ATM card that works like a check!
Our Visa Check Card offers the benefit of ATM access with
the purchasing power of Visa in one convenient and versatile
card. It looks like a credit card, but works like a check,
"debiting" your purchases from your APGFCU checking
account. It is accepted at thousands of merchants and at automated
teller machines displaying the STAR, PLUS, VISA, and Armed
Forces Financial Network symbols. Ask for it when you open
your account.
Visa 1% Rebate on Balance Transfers:
Members can transfer high interest credit cards, department store and other cards to an APGFCU Visa credit card and earn money back. Click for more.
ATM Machines
APGFCU
members now have access to 32,000 surcharge-free ATMs! |
| APGFCU has partnered with
Allpoint so that members can access the Allpoint
network with their APGFCU Visa Debit Cards or ATM
cards surcharge-free. APGFCU pays a network subscription
fee so members aren't surcharged at Allpoint's 32,000
ATMs nationwide. |
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Service when you need it - our ATMs give you
access to your money when you need it - day, night, weekends,
or holidays. You'll avoid lines when you're in a hurry.
Service where you need it - APGFCU has ATMs
at all 8 branches and 10 additional locations. And,
when using your ATM card or Visa Check Card, you'll also
have access to over 40,000 STAR, PLUS SYSTEM and Armed Forces
Financial Network ATMs around the world. More locations
open every day. You'll find ATMs close to work, shopping
and vacation spots. You'll only pay a nominal fee to use
non-APGFCU machines - usually no more than $1.00. Transactions
at APGFCU machines are free.
Easy to use - ATMs are easy to operate. Each machine
has a message screen and instructions that will lead you through
your transactions step by step. Demonstrations are available
in each of our full-service branches to help you use your
card the first time. You'll receive a computer generated PIN
separately from your card. Together, your PIN and Visa Check
or ATM card give you convenient access to your accounts. All
ATMs give you a receipt for each transaction to check against
your statement.
Your Visa Check or ATM Card allows you to -
- Withdraw up to $600 a day from your accounts
- Transfer funds between your accounts
- Get your account balance
- Make deposits and loan payments (APGFCU machines only)
- (NOTE: Some transactions not available on non-APGFCU machines.)
Use your card where you shop If you have APGFCU checking,
you may buy gasoline, groceries and many other products with
your ATM card. Just look for the STAR or AFFN POS (Point of
Sale) symbols. If you use the Visa Check Card as your ATM,
you can also use it at any location worldwide that accepts
Visa.
24 Hour Loan and Visa Credit Card Application
It's easy to apply for a loan or Visa credit card at APGFCU.
Call 24 hours a day from the comfort and privacy of your home
or office or apply online. The service is FREE
and provides a rapid response to your request. To apply for
a loan over the phone call 1-800-225-2555 or fill
out the online application. To apply for a Visa credit
card fill
out the online application.
Direct Deposit
Direct deposit makes everything easier. No standing in
lines. No check cashing. No need to worry about postal theft
or delay. And when you have direct deposit (or SurePay, Payroll
Deduction or Military Allotment), savings deposits or loan
payments can be automatic. Benefit from the convenience and
save yourself the worry. Sign up today! Request
Direct Deposit or Payroll Deduction information.
Pre-Authorized Bill Payments
Pre-authorized payments allow a business to take bill payments
directly from your account. You don't have to write a check
so you save money on check printing and postage and you keep
your money in your account until your due date. Typical uses
include mortgage payments, insurance premiums, and utility
payments like BGE. To make arrangements for this service,
contact the business where payments will be made.
Touch Screen Terminals
Touch Screen Terminals are available at our 24-hour Laurel
Bush Branch lobby in Bel Air location. They provide additional
ways to access your account information, get rates and cashier
checks, print statements, place stop payments, get product
information, make transfers and more.
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