More Loan Rates

Effective December 16, 2014 - ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
Rates expressed as Annual Percentage Rate (APR)

Personal Loan Automated Payments1 Over The Counter (OTC) Payments
Rates as low as2
11.29% 11.54%
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Education Automated Payments1 Over The Counter(OTC) Payments
Rates as low as2
7.44% 7.69%
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Home Improvement Automated Payments1 Over The Counter (OTC) Payments
Rates as low as2
8.19% 8.44%
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Agricultural1,6 Automated Payments1 Over The Counter (OTC) Payments
Rates as low as2
0% Down 1-60 months 8.84% 9.09%
Used:
Current or 1 year old: Limited to 60 month term
2 -4 years old: Limited to 48 month term
5 -10 years old: Limited to 36 month term
No units financed over 10 years old
Maximum loan amount: $49,999.99
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Share Secured Over The Counter (OTC) Payments
This rate is 3% above Regular Share Rate 3.15 %
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Money Market Share Secured Over The Counter (OTC) Payments
This rate is 3% above the Money Market Tier Rate for balances of $100,000 and above 3.25%
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Easy Cash Line of Credit Variable Rates as low As2
8.99%
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1Automated Payments: To qualify for the Automated Payments Interest Rate, you MUST have a direct deposit, payroll deduction, or an automated Clearing House deposit to APGFCU that is used to repay your loan.

2The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

6 Used Agricultural Loan terms are listed as follows:

  • Current or 1 year old: Limited to 60 month term
  • 2 -4 years old: Limited to 48 month term
  • 5 -10 years old: Limited to 36 month term
  • No units financed over 10 years old.

7 Minimum Amounts for Terms: <$10,000 to 96 months, $10,000+ to 144 months, $15,000+ to 180 months, $25,000+ to 240 months