Home Equity Rates

Effective 10/21/2014 3:42:24 AM - ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
Rates expressed as Annual Percentage Rate (APR)

Home Equity Lines of Credit Rates

Introductory Rate: 1.99% for 12 months. Then, Prime + 0%

Home Equity Line of Credit rates as of October 21, 2014. The introductory rate of 1.99% APR applies for the first year. Following the introductory period, the APR may vary quarterly based on the then current Prime Rate, as published in the Wall Street Journal (currently 3.25% APR), plus a margin of 0%. Good for new accounts only. Rates advertised are based on a maximum Loan-To-Value (LTV) of 75%. Loans with an LTV between 75.01% and 89% are also available at different rates and terms. Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary single family residences or owner occupied condominiums located in MD, DE, PA, VA, FL, and NJ. Subject to credit approval. Offer may be changed or withdrawn at any time.

Apply for a Home Equity Loan


Home Equity Loan Rates

Home Equity Loans Terms Automated Payments1 Over The Counter (OTC) Payments
Fixed Rate 5 years 3.99% 4.24%
10 years 4.99% 5.24%
15 years 5.24% 5.49%
20 years 5.99% 6.24%
Other rates and options are available. Please call 1-800-225-2555 for more information today!

No Closing Cost and rates quoted based on a maximum Loan to Value (LTV) less than or equal to 95%. APGFCU will pay the closing costs on Fixed Home Equity Loans, up to a maximum of $1,200. Members may be required to pay appraisal costs when LTV exceeds 80%. If you pay off your Home Equity Loan within three (3) years, we will add any closing costs we paid on your behalf to the outstanding balance. Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary single family residences or owner occupied condominiums located in MD, DE, PA, VA, FL, and NJ. Subject to credit approval.

Apply for a Home Equity Loan | Payment Examples

Rate based on Prime Lending Rate as published in the Wall St. Journal. Maximum 18% APR. Other terms and rates available. Some conditions apply. Offer good in MD, DE, PA, VA, FL, and NJ only. Subject to change without notice.

1 Automated Payments:  To qualify for the Automated Payments Interest Rate, you MUST have a direct deposit, payroll deduction, or an automated Clearing House deposit to APGFCU that is used to repay your loan.