Cars & Trucks Rates

Effective September 30, 2014 - All rates subject to change without notice
Rates expressed as Annual Percentage Rate (APR)

Auto, Truck, Van Rates as low as2
Automated Payments1 Over The Counter (OTC) Payments
New Used New Used
1 - 36 months 1.99% 2.59% 2.24% 2.84%
37 - 51 months 1.99% 2.59% 2.24% 2.84%
52 - 63 months 1.99% 2.59% 2.24% 2.84%
64 - 75 months 2.29% 2.79%3 2.54% 3.04%3
76 - 84 months4 4.40% 5.24%3 4.65% 5.49%3

1 Automated Payments: To qualify for the Automated Payments Interest Rate, you MUST have a direct deposit, payroll deduction, or an automated Clearing House deposit to APGFCU that is used to repay your loan.

2 The rates stated above available on approved credit. Rates may be different as determined by the loan term, model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate

3 Used Car terms are listed as follows:

  • Used vehicles 2011 to 2007 maximum term 75 months.
  • Used vehicles 2006 or older limited to 63 month term.

4 For cars $20,000 and above