Soldiers’ and Sailors’ Civil Relief Act of 1940

The Soldiers' and Sailors' Civil Relief Act of 1940 (SSCRA) provides protection for individuals entering or called to active duty in the military service. It is intended to postpone or suspend certain civil obligations to enable service members to devote full attention to duty.

The Act applies to the United States, the states, the District of Columbia, all U.S. territories and in all courts therein. It covers such issues as rental agreements, security deposits, prepaid rent, eviction, installment contracts, credit card interest rates, mortgage interest rates, mortgage foreclosure, civil judicial proceedings and income tax payments. Reservists and the members of the National Guard are also protected under the SSCRA while on active duty.

For more information, contact a legal officer on base then call APG Federal Credit Union at 410-272-4000, and press 4.