APGFCU Service List

Checking & Savings

Checking

Savings

Other Services

Direct Deposit

Direct Deposit App.

Reorder Checks

Switch Accounts

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	Miscellaneous Account Fees
	Money Orders and Checks
	Document Copies/Faxes
	Service and Research
	Checking and Visa Check Card Overdraft Charges
	Replace Lost Cards or PINs
	Regular Share Balance Less than $100 and No Other Accounts - Members 18 and older
	ATM Transaction Fees
	Safe Deposit Boxes
	Online Banking and Bill Pay
	Business Checking Accounts
	Coin Counting Machines

Miscellaneous Account Fees

Address Search Charge	annually $10.00
Inactive Account Fee	annually $20.00
Easy Cash Overdraft Charge	per item $5.00
Regular Share Account monthly fee if balance falls under $50	$2.00
Money Market Share Account monthly charge if balance falls under $2,500	$10.00
Stop Payment - Pre-authorized and Checking (not Online Banking)	each $25.00
Stop Payment - Credit Union checks	each $25.00
Closed Membership Account within 60 days of opening	$10.00
Visa^® Credit Card Cash Advance (APGFCU)	per advance $2.00

Money Orders and Checks*

Money Orders	each $2.00
Certified Checks	each $5.50
American Express ^® Travelers Cheques (per $100) Dual Signature Cheques (per $100)	$1.00 $1.75
Money Wires/Bank Wires Incoming... Outgoing...	FREE each $15.00
Western Union Commercial Money Orders $0-$10,000... Each additional $10,000...	each $17.50 each $17.50
Credit Union Checks in Branch 1st Check... Additional Checks...	FREE $5.00
Credit Union Checks at Membership Kiosks (Kiosks located at Laurel Bush)	unlimited FREE
Out of Country Check	Not Accepted

Document Copies/Faxes

Copy of Check	per copy $3.50
Copy of Statement	per page $4.00
Copy of Statement at Membership Kiosks (Kiosks located at Laurel Bush)	FREE
Account Inquiry/History	per copy $1.00
Photocopies	per page $2.00
Copy of Visa^® Sales Slip	each $1.00
Fax of Check	each $5.50
Other miscellaneous faxed information	per page $1.00

Service and Research

Balancing Checkbook	per hour $12.00
Information on Cleared Checks Teller or MSC... ABBY 24-hour Telephone Teller... Online Banking...	per inquiry $1.00 FREE FREE
Account Research Time	per 15 minute intervals $3.00
Legal attachments to account	minimum of $75.00 each

Checking and Visa^® Check Card Overdraft Charges

Share Transfer	per item $10.00
Visa^® Credit Card Cash Advance (APGFCU)	per advance $5.00
Overdraft fee Applies to all paid or returned unpaid checks/ACH items	per item $28.00
Account Closed	per item $28.00
Returned Checks (not APGFCU)	per item $15.00
Negative Balance Fee	per item $28.00

Visa^® Credit Card

Visa^® Credit Card Overlimit (APGFCU)

per month $25.00

Replace Lost Cards or PINs

Regular Share Balance Less than $100 and No Other Accounts
Members 18 and older

Cash Check	each $2.00
Withdrawals	each $2.00
Delmarva Power Company bill payment	each $2.00

ATM Transaction Fees

APGFCU Member ATM Card:
	All Transactions and Inquiries @ APGFCU ATMs	FREE
	All Transactions and Inquiries @ Allpoint ATMs Surcharge APGFCU Out-of-Network Fee Bronze Level Reward Silver Level Reward Gold Level Reward	FREE each $1.50 each $1.25 each $1.00 FREE
	Withdrawals @ non-APGFCU ATMs Bronze Level Reward Silver Level Reward Gold Level Reward	each $1.50 each $1.25 each $1.00 FREE
	Balance Inquiries @ non-APGFCU ATMs Bronze Level Reward Silver Level Reward Gold Level Reward	each $1.00 each 75¢ each 50¢ FREE
Non-APGFCU ATM Card:
	Withdrawals @ APGFCU ATMs	each $2.50
	Withdrawals @ APGFCU ATMs on APG Post	each $1.00
(Other financial institutions may charge a surcharge for the ATM transaction, except for transactions made through the Allpoint Network of ATMs, as reflected above.)
Point of Sale (POS) Transactions (PIN-based transactions Only:		each $.10
	Silver Level Reward	each $.05
	Gold Level Reward	FREE

Safe Deposit Boxes
Click here for exact prices and availability.

	Safe Deposit box rental (where available) Silver Level Benefit Gold Level Benefit	prices start at $30.00 25% Discount 50% Discount
	Lost Key Replacement	each $10.00
	Monthly Late Fee	$1.00
	Drilling Fee (member also pays drilling contractor's fees)	$25.00

Online Banking and Bill Pay

Business Checking Accounts

Monthly Fee if balance falls below $1,000	$10.00
First 50 Checks cleared per month... Additional checks cleared...	FREE each 30¢
First 200 Deposited items per month... Additional items deposited...	FREE each 30¢

Coin Counting Machines
Available at Aberdeen, Edgewood, Elkton, Forest Hill & Laurel Bush Branches

Members 18 and over	2¢ for every dollar counted
Members under 18	No charge up to $50 (2¢ for every dollar counted)
Commercial Accounts/Non-Member usage	9¢ for every dollar counted