APGFCU Service List

Checking & Savings

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Direct Deposit App.

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Please note: Service Price list changes were put in effect on June 1, 2007.
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	Miscellaneous Account Fees
	Money Orders and Checks
	Document Copies/Faxes
	Service and Research
	Checking and Visa Check Card Overdraft Charges
	Replace Lost Cards or PINs
	Regular Share Balance Less than $100 and No Other Accounts - Members 18 and older
	ATM Transaction Fees
	Safe Deposit Boxes
	Online Banking and Bill Pay
	Business Checking Accounts
	Coin Counting Machines

Miscellaneous Account Fees

Address Search Charge	annually $10.00
Inactive Account Fee	annually $12.00
Easy Cash Overdraft Charge	per item $5.00
Regular Share Account monthly fee if balance falls under $50	$2.00
Money Market Share Account monthly charge if balance falls under $2,500	$10.00
Stop Payment - Pre-authorized and Checking (not Online Banking)	each $20.00
Stop Payment - Credit Union checks	each $20.00
Closed Membership Account within 60 days of opening	$10.00
Visa^® Credit Card Cash Advance (APGFCU)	per advance $2.00

Money Orders and Checks*

Money Orders	each $1.00
Certified Checks	each $5.50
American Express ^® Travelers Cheques (per $100) Dual Signature Cheques (per $100)	$1.00 $1.75
Money Wires/Bank Wires Incoming... Outgoing...	FREE each $15.00
Western Union Commercial Money Orders $0-$10,000... Each additional $10,000...	each $17.50 each $17.50
Credit Union Checks in Branch 1st Check... Additional Checks...	FREE $5.00
Credit Union Checks at Membership Kiosks (Kiosks located at Laurel Bush)	unlimited FREE
Out of Country Check	Not Accepted

Document Copies/Faxes

Copy of Check	per copy $3.50
Copy of Statement	per page $2.50
Copy of Statement at Membership Kiosks (Kiosks located at Laurel Bush)	FREE
Account Inquiry/History	per copy $1.00
Photocopies	per page $2.00
Copy of Visa^® Sales Slip	each $1.00
Fax of Check	each $5.50
Other miscellaneous faxed information	per page $1.00

Service and Research

Balancing Checkbook	per hour $12.00
Information on Cleared Checks Teller or MSC... ABBY 24-hour Telephone Teller... Online Banking...	per inquiry $1.00 FREE FREE
Account Research Time	per 15 minute intervals $3.00
Legal attachments to account	minimum of $50.00 each

Checking and Visa^® Check Card Overdraft Charges

Share Transfer	per item $10.00
Visa^® Credit Card Overdraft (APGFCU)	per advance $5.00
Overdraft fee Applies to all paid or returned unpaid checks/ACH items	per item $28.00
Account Closed	per item $28.00
Returned Checks (not APGFCU)	per item $15.00
Negative Balance Fee	per item $28.00

Visa^® Credit Card

Visa^® Credit Card Overlimit (APGFCU)

per month $25.00

Replace Lost Cards or PINs

Regular Share Balance Less than $100 and No Other Accounts
Members 18 and older

Cash Check	each $2.00
Withdrawals	each $2.00
BGE/Delmarva Power Company bill payment	each $2.00

ATM Transaction Fees

APGFCU Member ATM Card:
	All Transactions and Inquiries @ APGFCU ATMs	FREE
	All Transactions and Inquiries @ Allpoint ATMs Surcharge APGFCU Out-of-Network Fee Bronze Level Reward Silver Level Reward Gold Level Reward	FREE each $1.50 each $1.25 each $1.00 FREE
	Withdrawals @ non-APGFCU ATMs Bronze Level Reward Silver Level Reward Gold Level Reward	each $1.50 each $1.25 each $1.00 FREE
	Balance Inquiries @ non-APGFCU ATMs Bronze Level Reward Silver Level Reward Gold Level Reward	each $1.00 each 75¢ each 50¢ FREE
Non-APGFCU ATM Card:
	Withdrawals @ APGFCU ATMs	each $2.00
	Withdrawals @ APGFCU ATMs on APG Post	each $1.00
	Balance Inquiries @ all APGFCU ATMs	each 50¢
(Other financial institutions may charge a surcharge for the ATM transaction, except for transactions made through the Allpoint Network of ATMs, as reflected above.)

Safe Deposit Boxes
Click here for exact prices and availability.

	Safe Deposit box rental (where available) Silver Level Benefit Gold Level Benefit	prices start at $18.00 25% Discount 50% Discount
	Lost Key Replacement	each $10.00
	Monthly Late Fee	$1.00
	Drilling Fee (member also pays drilling contractor's fees)	$25.00

Online Banking and Bill Pay

Business Checking Accounts

Monthly Fee if balance falls below $1,000	$5.00
First 50 Checks cleared per month... Additional checks cleared...	FREE each 20¢
First 200 Deposited items per month... Additional items deposited...	FREE each 20¢

Coin Counting Machines
Available at Laurel Bush and Elkton Branches

Members 18 and over	2¢ for every dollar counted
Members under 18	No charge up to $50 (2¢ for every dollar counted)
Commercial Accounts/Non-Member usage	9¢ for every dollar counted