Wherever you find yourself along your career path, this seminar is loaded with strategies to take your career to the next level. Put the date in your planner! Get started on the right path! Recharge your batteries to enhance and advance in your current career! Or, perhaps retool your skills and resume, to chart an even greater career course! Reserve your space today! Call 410–612–2361, or email workshopRSVP@apgfcu.com.
Wednesday, September 8, 2010
6:00 p.m. – 8:00 p.m.
Whether you’re nearing retirement, want to preserve and maximize the money you’ve accumulated, or just learn the risks and rewards of investment options in your Thrift Savings Plan, you’ll want to attend this free workshop. We’ll also discuss Thrift Savings Plan “rollover” options. FREE LUNCH will be provided. Reserve your space today! Call 410–612–2361, or email workshopRSVP@apgfcu.com
It Takes Two: Balancing Your Financial Relationship
Couples will learn how to financially communicate and speak their money language. Together, you’ll explore strategies and participate in hands-on activities for better budgeting, managing finances, combining credit and more. This workshop is a great lead–in to APGFCU’s Couples Conference on November 6. Reserve your space today! Call 410–612–2361, or email workshopRSVP@apgfcu.com.
Want to strengthen your financial relationship with your partner? Then you won't want to miss this FREE conference for couples. Renowned and financially-savvy speakers Terry and Deborah Owens and Victor and Lynne Brick will show you and your mate how to talk about finances and develop a richer relationship. Attendance FREE, but reservations are REQUIRED. Seating is limited! Reserve your space today! Call 410–612–2361, or email workshopRSVP@apgfcu.com.
APGFCU also offers FREE 24/7 online workshops to help you save money, make money, and make your life easier – all from the comfort and convenience of your own home!
Avoid Overdraft fees and manage your ATM card
Whether you have a history of overdraft or non-sufficient funds charges or you just want to know how to best manage your first checking account, these modules will give you the tools and information needed to become and remain a successful checking account holder.
Planning for College?
Learn Money management College Tuition techniques to incorporate with your college preparation and planning. Included are Financial Goals charts, Financial saving Calculators, and budget worksheets.
Manage your Credit Cards
In today’s world, credit does indeed matter. In fact, obtaining and using different types of credit instruments is part of almost every American’s financial life. However, because it is so easy to make expensive mistakes that can follow you for a long time, it is a good idea to learn how to borrow wisely from the beginning. These programs will cover the core concepts of credit usage.
Guides to Independence is now offering a FREE eMusic® download with each completed online course - Each 10-to-20-minute Guides to Independence online money course is designed for teenagers and young adults. The courses are quick, interactive, and fun. For each online course you complete, you earn a FREE music download from eMusic®! Click here for more information.
Steve DeBoy, Financial Consultant for Goles Investment Group, will be available to meet with member-owners privately to discuss retirement planning, college planning, long term care, stocks and bonds, fixed income investments, and more!
Spend the evening under the stars gazing on a field of hot air balloons enjoying a French country dinner buffet and dancing to the Epics. Don't miss the live auction. Visit www.sarc-maryland.org for more details.
Elkton Fall Fest September 17 – 18, 2010
The Fall Fest/Firefighter Challenge weekend will be filled with a variety of food, crafts, games, and entertainment for all ages to enjoy.
Visit www.elktonfallfest.com
October 2010
Latin Fest 2010 Saturday, October 16, 2010
1:00 p.m. – 4:00 p.m.
Havre de Grace Community Center
351 Lewis Lane
Havre De Grace, MD 21078
This family–oriented celebration will combine entertainment, food, games and the opportunity to learn about the hispanic services available in Harford County. For more information, visit www.harfordcountymd.gov.