"Understanding the Home Loan Closing Process" Seminar
- Offered by Mary Dann, Paragon Title Corporation, will teach you how to navigate from approval through closing on your mortgage loan. You'll learn how to read the Settlement Statement, understand the "why" and "what for's" of Title Insurance, doc stamps, transfer taxes, etc.
When: Thursday, May 8, 11am to 1pm. Where: APGFCU Home Loan Center in Bel Air,
321 South Main Street RSVP:Click
here to sign-up or call 410-893-7359
"Smart Start Your Business " Seminar - Offered by the Harford Community College Small Buisness Development Center.. This two-hour orientation program provides an overview of the ways to start a business, the skills and duties of a successful entrepreneur, and how to write a strategic business plan. Other services offered by the SBDC are also discussed.
When: Tuesday, May 13, 6p.m. to 8p.m.
Where: Elkton Branch location, 1204 E. Pulaski Hwy, Elkton, MD RSVP: Click
here to sign-up or call 410-893-7359
June 2008
"Home Selling " Seminar
- Offered by Long & Foster Smart Move. Discussion will include reasons for selling, costs of selling your home, getting your home ready for sale, showing your home, negotiating the sale, the written contract and “FSBO.”
When: Wednesday, June 11, 6pm to 8pm. Where: APGFCU Home
Loan Center in Bel Air,
321 South Main Street RSVP:Click
here to sign-up or call 410-893-7359
"Teens – Job vs. Career " Seminar - Offered by APG Army Community Service. Today’s work force offers many challenges and learning has a tremendous impact on future earnings. Teens ages 13 – 18 will learn the benefits of job vs. career; the expectations of today’s employers; and the steps to submit an application. They will hear tips on resume writing along with hands on interviewing experience so they can achieve their own employment success.
When: Wednesday, June 18 & Friday, August 15, 12:30p.m. to 1:30p.m. Where: APG Army Community Service Center
offices RSVP: Contact Marilyn Howard, ACS, at 410-278-9669
"Credit Report " Seminar
-Offered by Aberdeen Proving Ground Federal Credit Union. Discussion will include hands-on instruction for getting, reading and understanding your personal credit report, as well as discussion on credit scoring and tips for protecting your identity.
When: Wednesday, June 18, 6p.m. to 8p.m.
Where: APGFCU Home Loan Center, 321 S. Main Street, Bel Air RSVP: Click
here to sign-up or call 410-893-7359
Youth - "Rolling in the Dough: Pizza & Dollars " Workshop
- Offered by Harford Community College. This is a fun, informative and interactive money management workshop for middle school students. Through budgeting and Payday Lessons in Life games, students learn how $1 saved today can make them a millionaire years from now. Students will also enjoy a pizza party lunch.
When: Thursday, June 26, 10a.m. to 1p.m. Where: Harford Community College RSVP: HCC at 410-836-4376
July 2008
"Teens – Job vs. Career Seminar" Seminar - Offered by Aberdeen Proving Ground Federal Credit Union in partnership with APG Army Community Service. Today’s work force offers many challenges and learning has a tremendous impact on future earnings. Teens ages 13 – 18 will learn the benefits of job vs. career; the expectations of today’s employers; and the steps to submit an application. They will hear tips on resume writing along with hands on interviewing experience so they can achieve their own employment success.
When: Wednesday, July 23, 11:30a.m. to 1p.m. Where: APG Army Community Service Center
Offices RSVP: Contact Marilyn Howard, ACS at 410-278-9669
"Smart Start Your Business " Seminar - Offered by Aberdeen Proving Ground Federal Credit Union and Harford Community College Small Buisness Development Center.. This two-hour orientation program provides an overview of the ways to start a business, the skills and duties of a successful entrepreneur, and how to write a strategic business plan. Other services offered by the SBDC are also discussed.
When: Wednesday, July 30, 12:30p.m. to 1:30p.m. Where: APG Army Community Service Center Offices RSVP: Contact Marilyn Howard, ACS at 410-278-9669
August 2008
Youth - "Rolling in the Dough: Pizza & Dollars " Workshop
- Offered by Aberdeen Proving Ground Federal Credit Union and HCC. This is a fun, informative and interactive money management workshop for middle school students. Through budgeting and Payday Lessons in Life games, students learn how $1 saved today can make them a millionaire years from now. Students will also enjoy a pizza party lunch.
When: Tuesday, August 5, 10a.m. to 1p.m. Where: Harford Community College RSVP: HCC at 410-836-4376
"Teens – Job vs. Career " Seminar - Offered by APG Army Community Service. Today’s work force offers many challenges and learning has a tremendous impact on future earnings. Teens ages 13 – 18 will learn the benefits of job vs. career; the expectations of today’s employers; and the steps to submit an application. They will hear tips on resume writing along with hands on interviewing experience so they can achieve their own employment success.
When: Friday, August 15, 12:30p.m. to 1:30p.m. Where: APG Army Community Service Center
offices RSVP: Contact Marilyn Howard, ACS, at 410-278-9669
"Credit Report " Seminar
-Offered by Aberdeen Proving Ground Federal Credit Union. Discussion will include hands-on instruction for getting, reading and understanding your personal credit report, as well as discussion on credit scoring and tips for protecting your identity.
When: Wednesday, August 20, 6p.m. to 8p.m. Where: Edgewood location, 1321 Pulaski Hwy. RSVP: Click
here to sign-up or call 410-893-7359
"Smart Start Your Business " Seminar - Offered by Aberdeen Proving Ground Federal Credit Union and Harford Community College Small Buisness Development Center.. This two-hour orientation program provides an overview of the ways to start a business, the skills and duties of a successful entrepreneur, and how to write a strategic business plan. Other services offered by the SBDC are also discussed.
When: Wednesday, August 27, 11:30a.m. to 1p.m. Where: APG Army Community Service Center Offices RSVP: Contact Marilyn Howard, ACS at 410-278-9669
September 2008
"Understanding the Home Appraisal Process" Seminar - Offered by Aberdeen Proving Ground Federal Credit Union. You will learn what your home appraisal report means, find out how valuations in today’s market are derived, how to increase your home’s value, and the difference between various home appraisals.
When: Thursday, September 18, from 11am to 1pm. Where: APGFCU Home
Loan Center in Bel Air, 321 South
Main Street RSVP:Click
here to sign-up or call 410-893-7359
"Smart Start Your Business " Seminar - Offered by Aberdeen Proving Ground Federal Credit Union and Harford Community College Small Buisness Development Center.. This two-hour orientation program provides an overview of the ways to start a business, the skills and duties of a successful entrepreneur, and how to write a strategic business plan. Other services offered by the SBDC are also discussed.
When: Tuesday, September 23, 6p.m. to 8p.m. Where: APGFCU Home
Loan Center in Bel Air, 321 South
Main Street RSVP: Click
here to sign-up or call 410-893-7359
"Smart Start Your Business " Seminar - Offered by Aberdeen Proving Ground Federal Credit Union and Harford Community College Small Buisness Development Center.. This two-hour orientation program provides an overview of the ways to start a business, the skills and duties of a successful entrepreneur, and how to write a strategic business plan. Other services offered by the SBDC are also discussed.
When: Wednesday, September 24, 11:30a.m. to 1p.m. Where: APG Army Community Service Center Offices RSVP: Contact Marilyn Howard, ACS at 410-278-9669
October 2008
Personal Security Seminar: "Deter, Detect, Defend" - Offered by Aberdeen Proving Ground Federal Credit Union. APGFCU's Security Team will present the latest scams and schemes taking place which can threaten your personal security. You will learn how to protect your information, how to prevent financial loss, and how not to be a victim of identity theft.
When: Tuesday, October 21, 7p.m. to 8p.m.
Where: APGFCU Edgewood location, 1321 Pulaski Hwy. RSVP:Click
here to sign-up or call 410-893-7359
"Smart Start Your Business " Seminar - Offered by Aberdeen Proving Ground Federal Credit Union and Harford Community College Small Buisness Development Center. This two-hour orientation program provides an overview of the ways to start a business, the skills and duties of a successful entrepreneur, and how to write a strategic business plan. Other services offered by the SBDC are also discussed.
When: Wednesday, October 22, 11:30a.m. to 1p.m. Where: APG Army Community Service Center Offices RSVP: Contact Marilyn Howard, ACS at 410-278-9669
November 2008
"Planning for a Transfer of Assets" Seminar - Offered by Aberdeen Proving Ground Federal Credit Union in partnership with the Goles Investment Group and Elder Law Attorney, Kevin Bress. This two-hour seminar addresses the baby-boomers coming of age and planning for the transfer and receipt of wealth from generation to generation to maximize savings and reduce tax liabilities.
When: Wednesday, November 5, from 6pm to 8pm. Where: APGFCU Home
Loan Center in Bel Air, 321 South
Main Street RSVP:Click
here to sign-up or call 410-893-7359
"Planning for a Transfer of Assets" Seminar - Offered by Aberdeen Proving Ground Federal Credit Union in partnership with the Goles Investment Group and Elder Law Attorney, Kevin Bress. This two-hour seminar addresses the baby-boomers coming of age and planning for the transfer and receipt of wealth from generation to generation to maximize savings and reduce tax liabilities.
When: Wednesday, November 12, from 6pm to 8pm. Where: Aberdeen branch location, Beards Hill Rd. & Rt. 22. RSVP:Click
here to sign-up or call 410-893-7359
"Smart Start Your Business " Seminar - Offered by Aberdeen Proving Ground Federal Credit Union and Harford Community College Small Buisness Development Center.. This two-hour orientation program provides an overview of the ways to start a business, the skills and duties of a successful entrepreneur, and how to write a strategic business plan. Other services offered by the SBDC are also discussed.
When: Wednesday, November 19, 11:30a.m. to 1p.m. Where: APG Army Community Service Center Offices RSVP: Contact Marilyn Howard, ACS at 410-278-9669
December 2008
No seminars scheduled at this time. Please check back at a later date.
News
Guides to Independence is now offering a FREE eMusic® download with each completed online course -
Each 10-to-20-minute Guides to Independence online money course is designed for teenagers and young adults. The courses are quick, interactive, and fun. For each online course you complete, you earn a FREE music download from eMusic®! Click
here for more information.
Events
Visit Our Branches
APGFCU MILITARY APPRECIATION WEEK-
To express our appreciation to the men and women who serve our country, each of APGFCU’s eight branches will distribute FREE MINI U.S. FLAGS AND REFRESHMENTS to everyone who stops by during Military Appreciation Week. Thank you for your service!
When: Saturday, May 24 - 31, 2008
LPGA TOURNAMENT (Free Tickets) -
APGFCU is the official sponsor of the main scoreboard at the McDonald’s LPGA Championship, at Bulle Rock Golf Course in Havre de Grace, for the fourth year in a row. The event, June 2-8, will raise money for various charitable organizations throughout Harford and Cecil counties and is expected to attract over 100,000 people.
Enter to win a PAIR OF FREE TICKETS to the LPGA Tournament at any APGFCU branch. Call 410-272-4000, press 4.
When: Wednesday, June 2 - 8, 2008 Where: Any APGFCU Branch
Visit Us At Events Around Town
CECILCOUNTYFAIR-
Stop by our booth at the Cecil County Fair to pick up a FREE gift and enter to win cool prizes! www.cecilcountyfair.org
When: Friday, July 18 - 26, 2008
HARFORDCOUNTYFARM FAIR-
Join us at the Harford County Farm Fair -- pick up a FREE gift at our booth and enter to win cool prizes! www.farmfair.org
When: Thursday, July 31 - Sunday, August 3, 2008
THE MARYLAND BBQ BASH - Join APGFCU at our booth in Downtown Bel Air at the annual BBQ Bash! Pick up a FREE gift while you sample the food, and enter to win exciting prizes! www.mdbbq.com