About Us

What is a Credit Union?
Credit unions are not-for-profit financial service cooperatives, owned and controlled by their member-owners, and operating in a democratic way. What difference does that make?

Co-ops are businesses, but a cooperative operates solely for the member-owners' benefit. All co-op businesses run in accordance with seven basic principles.

	Open and voluntary member-ownership.
	Democratic member control.
	Member economic participation.
	Autonomy and independence.
	Education, training, and information.
	Cooperation among cooperatives.
	Concern for community.

Why Are We Here? Not for Profit, Not for Charity, but for Service!
Our reputation for quality service is based on our commitment to you, our member-owners. Your unique needs play a key role in every decision we make. The credit union spirit lives in our values and these values guide us in everything we do:

	Our member-ownership comes first.
	We embrace change and evolve minute by minute because it benefits our member-owners.
	We improve the quality of member-owners' lives.
	We provide quality service that exceeds our member-owners' expectations.
	We employ, train, and develop credit unionists from the best the market can supply.
	We are a credit union movement leader.

Our Mission
Our mission is to empower our member-owners to use and control their money to improve their economic and social condition by operating our credit union as a member-ownership-driven democratic cooperative, not-for-profit financial institution, encouraging thrift among our member-owners, and creating a source of credit at a fair and reasonable rate of interest.

Our Statistics
as of September 30, 2009...

	$712,826,571.93 in Assets.
	$632,901,948.55 in Shares
	$529,038,760.48 in Loans
	84,740 member-owners.