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Personal Loans
Our Personal Loans are designed to economically meet your
needs. Borrow for vacations, appliances, car repairs, and
more. Borrow as little as $100 without collateral. Two members
can apply jointly for even more.
- Get a fast answer on your loan.
- Make smaller monthly payments.
- Take up to 5 years to repay loans of $7,000 or more, 4
years for $3,500 or more, and 3 years for less than that.
- Save money with our low interest rates.
- Get an additional discount on your interest rate when
you make Automated Loan Payments with direct deposit.
If you hold a clear title on a car, boat, recreational vehicle,
etc., then you can apply for a Personal Secured Loan. Simply
use that title as security for the loan. The amount you can
borrow, the maximum repayment period and the interest rates
are based on the specific collateral you use.
Money Market Share Secured
You can borrow against your Money Market Account with
a Money Market Share Secured Loan. You'll pay only 3% above
the current Money Market rate. We also offer Money Market
Share Secured VISA and VISA Gold.
Shared Secured
You can borrow against your shares with a Share Secured Loan.
You'll pay only 3% above the dividend rate when you take out
your loan. Ask us for more details. We also offer Share Secured
VISA and VISA Gold.
Education
As the cost of education keeps rising, your credit union
can help with an affordable Education Loan. An APGFCU Education
Loan can help you spread the cost of education over a period
of time -- up to 36 months for loans under $3,000 or up to 60
months for loans of $3,000 or more.
- Competitive rates.
- Students 18 or older can be co-makers on your loan.
- Borrow for private primary or secondary school or for
college or vocational education beyond the twelfth grade.
- Use your loan for tuition, fees, books, supplies, and
room and board.
- Add on to your loan each semester or each year.
- Payment goes directly to the school.
Home Improvement
For many homeowners, it makes more sense to add on or improve
than to move on. When you're ready to make improvements to
your home, see your credit union to help you finance your
project. We offer home improvement loans and other options.
We'll help you decide which loan option would be best for
you. And, our loan
rates could make that project even more affordable. Let
your credit union help with your next home improvement project.
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