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Current Auto Loan Rates

 

Pre-Approved Vehicle Loans
Apply for a loan before you shop. It's free and there's no obligation. Your loan starts when you purchase your vehicle and set your actual loan amount. You'll know what you can spend up front. Choosing your vehicle will be much easier. And, you'll save time at the dealer. There's no need to haggle over financing. We offer better payments and low Annual Percentage Rates.

Current Rates
Rates expressed as Annual Percentage Rate (APR)
Effective June 13, 2006 - All Rates Subject to Change without Notice

Auto, Truck, Van, Conversion Van4
& Mini Motor Home4
 Automated Payments1 Over The Counter (OTC) Payments
 
Rates as low as2
1 - 36 months New 5.44% 5.69%
1 - 36 months Used3 5.99% 6.24%
37 - 48 months New 5.74% 5.99%
37 - 48 months Used3 6.49% 6.74%
49 - 60 months New 5.84% 6.09%
49 - 60 months Used3 6.74% 6.99%
61 - 66 months New 6.09% 6.34%
61 - 66 months Used3 6.99% 7.24%
67 - 72 months New 6.29% 6.54%
67 - 72 months Used3 7.24% 7.49%
New Cars $25,000 and above
73-84 months
6.74% 6.99%
Calculate Payments   |   Apply for Loan




1 Automated Payments:  To qualify for the Automated Payments Interest Rate, you MUST have a direct deposit, payroll deduction, or an automated Clearing House deposit to APGFCU that is used to repay your loan.

2 The rates stated above available on approved credit.  Rates may be different as determined by the individual creditworthiness of each applicant.  Not all applicants will qualify for the lowest rate.

Payment Examples


3 Used Car terms are listed as follows:
  • Used vehicles 2005 to 2003 limited to 72 month term
  • Used vehicles 2002 to 2000 limited to 60 month term
  • Used vehicles 1999 - 1998 (Greater than $10,000), limited to 60 month term
  • Used vehicles 1999 - 1998 ($10,000 or less), limited to 48 month term
  • Used vehicles prior to 1998:
    if $10,000 or less, limited to 48 month term
    if greater than $10,000, limited to 60 month term


Click here for rates on other types of vehicles.

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